by Ed Hinerman | Oct 28, 2007 | diabetes, heart attack, Independent agent, insurance, life insurance, prostate cancer
Mitral valve prolapse sounds a little ominous, and to see the knee jerk reaction some life insurance companies have when they underwrite it, you would swear it was right up there with heart attacks. Not so. Mitral valve prolapse is simply a slight thickening in one of...
by Ed Hinerman | Oct 28, 2007 | diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, stroke
Well, shake up a bottle of soda, unscrew the lid, and when you get through cleaning up the mess, let’s discuss the problem with high blood pressure. While you probably aren’t going to explode all over the kitchen if your blood pressure is high, it is no...
by Ed Hinerman | Oct 25, 2007 | diabetes, heart attack, heart disease, insurance, life insurance, Type 2 diabetes
There really isn’t anything funny about this situation, but I always find myself shaking my head and thinking how odd it is! I talked to a man who inquired about life insurance today. He had an extraordinary health history. He had type 2 diabetes diagnosed about...
by Ed Hinerman | Oct 25, 2007 | breast cancer, cancer, diabetes, heart disease, Independent agent, insurance, life insurance, obesity, private pilots
In an effort to serve more completely the needs of those whose health can make getting affordable life insurance a challenge, Hinerman Group is moving ahead with new “health challenge specific” websites. My passion has always been to foster discussion and...
by Ed Hinerman | Oct 20, 2007 | diabetes, heart attack, insurance, life insurance
On my soapbox again. I have commented frequently on what I consider to be a shortcoming with the majority of doctors, their lack of attempt to educate their patients on their condition and how to pro actively take care of themselves. Some of the most poignant examples...
by Ed Hinerman | Oct 19, 2007 | cancer, diabetes, foreign travel, heart disease, insurance, life insurance, private pilots, Sleep apnea, stroke, Type 1 diabetes, Type 2 diabetes
Over the years, North American Ccmpany for Life and Health has moved in and out of the impaired risk spot light. Overall though, they would have to be judged as one of the better small companies out there. North American isn’t one of the big boys, but they are...
by Ed Hinerman | Oct 19, 2007 | cancer, diabetes, heart disease, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
Whether it type 1 diabetes and your choice of insulin types, or type 2 diabetes and your choice of the 5000 oral medications on the market, all anyone with diabetes is looking for is a way to take the stress off their body. In a post yesterday, Allie Beatty wondered...
by Ed Hinerman | Oct 16, 2007 | Anxiety, cancer, Depression, diabetes, DUI, heart attack, Independent agent, private pilots, prostate cancer, Sleep apnea
The Rock!! I bring Pru up every once in a while simply because they seem to be a company that is out to make a difference in the life insurance business. Other companies are competitive, and Prudential isn’t the answer to every life insurance question, but they...
by Ed Hinerman | Oct 16, 2007 | diabetes, high blood pressure, insurance, life insurance, Sleep apnea
There may be more than one reason to be upbeat about sleep apnea from a life insurance standpoint. As I’ve mentioned in previous posts, there are offers coming in on life insurance for those with mild to moderate, well controlled sleep apnea that can be as good...
by Ed Hinerman | Oct 14, 2007 | diabetes, heart disease, insurance, life insurance
Here I go again! The truth is that affordable life insurance is out there for those with diabetes, but the life insurance underwriter mantra, “monitoring, compliance and control”. Oops, that’s just 3. I just read an article on 7 steps for good...
by Ed Hinerman | Oct 12, 2007 | cancer, diabetes, heart disease, Independent agent, insurance, life insurance, whole life
There are life insurance agents and there are people who also sell life insurance. What does that small difference mean to you? I talk with my Farmers agent every so often about my auto or homeowners and he inevitably asks how business is going. It really leaves him...
by Ed Hinerman | Oct 11, 2007 | diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, Type 2 diabetes
I have often discussed type 2 diabetes and the complication of developing high blood pressure along with it. The two, from a life insurance underwriting standpoint, are not a good mix. Now comes a very extensive study that shows a distinct link between women who have...
by Ed Hinerman | Oct 10, 2007 | Biggest Loser, cancer, diabetes, heart disease, insurance, life insurance, obesity
A lot more weight loss this week. They did it while on vacation in Jamaica. Congratulations to all of them. I can tell you that I’ve certainly never lost weight on a tropical vacation. Again, the drama and game of the show is not my focus. Obesity carries some...
by Ed Hinerman | Oct 8, 2007 | diabetes, insurance, life insurance
How many times have you heard it from me (and I’m still young…sorta)? Life insurance underwriters look at diabetes through a set of glasses with CONTROL written on the lenses. On a life insurance exam glucose levels, for someone without diabetes, over 109...
by Ed Hinerman | Oct 8, 2007 | Biggest Loser, cancer, diabetes, heart disease, insurance, life insurance, obesity
Yes, I know I’m a week behind on tracking the Biggest Loser stats, and I promise to have all the new numbers posted before tomorrow’s show. I have been attempting to reach someone connected to the NBC Biggest Loser reality weight loss show concerning their...
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