PROSTATE CANCER LIFE INSURANCE
Prostate Cancer Life Insurance
1 in 9 men will be diagnosed with prostate cancer at some point in their life. Most will be over age 60. Prostate cancer life insurance can be very affordable because low stage (T1a, b or c) and low grade (Gleason score 6 or 7) are very curable with the 5 year survival rate at almost 100%.
Treatment for prostate cancer patients can be as invasive as removing the prostate in higher stage and grade cancers, minimally invasive such as a cyber knife or radioactive seed implants. More and more it is common in low stage and grade prostate cancer to do what is called active surveillance or watchful waiting.
The great news is that there are good prostate cancer life insurance rates available for low stage and grade prostate cancer patients no matter what medical direction you and your doctor decide on. With treated cancer the threshold for being approved is when your PSA reaches 0 for a radical prostatectomy or .5 for any other treatment. That generally happens within six months after treatment, if not sooner.
The best results for watchful waiting is when you are over 60, even better when you are over 65 and your PSA has never been over 10.
To be ready to inquire about life insurance for prostate cancer survivors or patients, be sure you have a copy of your surgical pathology report or needle core biopsy in the case of watchful waiting. It’s also helpful to have your PSA history back to when you were diagnosed.
Don’t count yourself out with prostate cancer. The Hinerman Group can help you get your life insurance quote online or by phone.
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The Hinerman Group knows that every situation is unique and it can be difficult finding the best answers. Be sure to check out our blog where you will find a comprehensive bank of topics covered regarding Life Insurance. The background covered in The Hinerman Group blog will point you in the right direction and help you get your family the coverage you need.
Want to talk? Call Ed directly at (719) 539-7914 for a FREE CONSULTATION. *Ed released the fish and it went on to have a full life. Occasionally Ed receives postcards from new waters and pictures of grandfish.