The Cost Of (Life) Insurance After 20+ years of life insurance rates going down, the chaos of the last 3 months appears to have put an end to the trend. The cost of insurance is primarily comprised of two variables, mortality experience and interest rates. Both of...
Prostate Cancer Watchful Waiting Life Insurance!
This post was first written September 2014, critical updates made May 2020 The Case For Prostate Cancer Active Surveillance There is no question that with today’s medical knowledge and technology, the idea of keeping an eye on a slow growing, low stage and grade...Changes In Covid 19 Life Insurance Underwriting
The Good And Bad News In Covid 19 Life Insurance Underwriting As the country creeps back into reopening, life insurance companies have made it easier to apply for policies, with several major companies easing requirements for face to face applications and exams....Lab Results And Life Insurance!
This post was written in May 2017, critical updates May 2020 Life Insurance Exams And Labs Have Changed. A lot! When I broached this subject back in 2017 “no exam” life insurance was available through several companies, but at a significantly higher price...USAA Wrong On Mood Disorders!
This post was originally written October 2017, rewritten and added to May 2020 Is USAA Really Working Hard For You? I was reminded that morning three years ago just how wrong a life insurance company can be on mood disorder underwriting. I am well aware, having gone...Denied Life Insurance Due To A “High Risk” Medical Condition?
Were You Denied Life Insurance Because Of A “High Risk” Medical Condition? Being declined for anything just feels wrong, right? Being denied a car loan when you know you can make the payments is kind of a personal affront. I mean the ads on TV are...Instant Issue And Accelerated Approval Life Insurance During Pandemic
First An Update On Covid 19 Impact On Life Insurance Since my last post, while life insurance companies are still taking applications and approving new policies, underwriters with some companies have put restrictions, or postpones, on some situational areas. Probably...More Updates On COVID-19 Life Insurance Approval Process
Life Insurance Companies Adjust To COVID-19 Reality The life insurance industry is adjusting quickly, not just in their daily commitment to their customers, but also to the COVID-19 distancing needs of those who want to buy life insurance. More companies each day are...Answering COVID-19 Life Insurance Questions!
Where We Were Yesterday Yesterday I broke ground on several subjects that are on the minds of many about life insurance. I talked about the solid ground that life insurance companies are on financially and I talked about the challenges and solutions they, and you, are...Does Life Insurance Still Work With COVID-19?
Are Life Insurance Companies Capable Of Handling A Pandemic? These are certainly crazy times and the truth is we don’t know how bad things will get or when this will resolve and life will begin to return to normal. I had a customer call a few days ago asking if...The Hinerman Group
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!
Recent Comments