by Ed Hinerman | Oct 14, 2020 | insurance, insurance quotes, life insurance
I wrote this post early last year, but just had an experience that inspired me to update the post and bring a little information to the table. Shopping For Life Insurance Can Be OK Or Seriously Annoying. Why? In life insurance it isn’t even like those incessant...
by Ed Hinerman | Aug 28, 2020 | death benefit, life insurance
I was reading this post written in 2012 and decided, for several reasons, that it was still a very valid message that needed updated and restated, so here you go! In Life Insurance Someone Needs To Take The Lead Studies showing that there are 46 million adults who...
by Ed Hinerman | Aug 22, 2020 | life insurance, private pilots
The AOPA Rate Hike Letter In the AOPA letter to group life insurance participants dated July 29, 2020 they note that “The AOPA Life Program in which you currently participate in is a premier plan in the marketplace for those involved in aviation-related...
by Ed Hinerman | Aug 19, 2020 | guaranteed level premium, life insurance, private pilots
AOPA Was Supposed To Be A Pilot Advocacy Association? Since breaking the news about the 30% increase in AOPA’s group life insurance for pilots I’ve helped several pilots get their life insurance back on solid ground. With 8 companies that are very...
by Ed Hinerman | Aug 3, 2020 | insurance, life insurance, pilot, private pilots
AOPA Bails On Competitive?? Life Insurance For Pilots Aircraft Owners and Pilots Assocation, AOPA, has offered group life insurance for pilots for a long time. I know they have for at least the last 20 years since I’ve been competing with them for life insurance...
by Ed Hinerman | Jul 15, 2020 | life insurance, term insurance
I wrote this post nearly 10 years ago and it seems worthy of an update on my continued disdain for many agents and agencies, especially the mega life insurance agencies like Selectquote. They still don’t get that they are in a service industry. Does Being Big...
by Ed Hinerman | Jul 13, 2020 | business life insurance, life insurance, life insurance approval
I wrote this in 2017 and, well the world has changed. Time for an update! Do You Love To Talk About Life Insurance? Aw, c’mon! Admit that you hide copies of Insurance News Net magazine in your closet. Do you secretly run quotes online for insane amounts of life...
by Ed Hinerman | Jul 9, 2020 | approval, bait and switch, family history, life insurance, life insurance approval
When I wrote this in 2014 I was a little emotional about it. You would think I would calm down after 6 years, but I am updating this because, well, I’m mad. How Bait And Switch Happens Get the picture? Something is being offered that is not going to turn out...
by Ed Hinerman | Jun 17, 2020 | beneficiary, income replacement, life insurance
I first wrote this back in 2015. I’m digging a little deeper because it can save your family. Is Go Fund Me A Good Replacement For Life Insurance? It sure seems like a lot of people believe that. I’ve seen Go Fund Me do some great things, but with time to...
by Ed Hinerman | Jun 9, 2020 | AARP, life insurance, life insurance approval, life insurance exam, over 50 life insurance, over 60 life insurance
I first wrote this post in late 2018. It’s a subject I feel deeply about and have written about since I started this blog 13 years ago. Growing old is not for the faint of heart, and there are life insurance companies out there whose sole purpose is to scare you...
by Ed Hinerman | Jun 2, 2020 | life insurance, mortality risk, universal life
The Cost Of (Life) Insurance After 20+ years of life insurance rates going down, the chaos of the last 12 months appears to have put an end to the trend. The cost of insurance is primarily comprised of two variables, mortality experience and interest rates. Both of...
by Ed Hinerman | May 22, 2020 | life insurance, life insurance approval, prostate cancer, PSA
This post was first written September 2014, critical updates made May 2020 The Case For Prostate Cancer Active Surveillance There is no question that with today’s medical knowledge and technology, the idea of keeping an eye on a slow growing, low stage and grade...
by Ed Hinerman | May 19, 2020 | Covid-19, life insurance
The Good And Bad News In Covid 19 Life Insurance Underwriting As the country creeps back into reopening, life insurance companies have made it easier to apply for policies, with several major companies easing requirements for face to face applications and exams....
by Ed Hinerman | May 11, 2020 | life insurance, life insurance approval, life insurance exam, medical records life insurance, no exam
This post was written in May 2017, critical updates May 2020 Life Insurance Exams And Labs Have Changed. A lot! When I broached this subject back in 2017 “no exam” life insurance was available through several companies, but at a significantly higher price...
by Ed Hinerman | Apr 24, 2020 | cancer, diabetes, heart disease, life insurance, life insurance approval
Were You Denied Life Insurance Because Of A “High Risk” Medical Condition? Being declined for anything just feels wrong, right? Being denied a car loan when you know you can make the payments is kind of a personal affront. I mean the ads on TV are...
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!
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