by Ed Hinerman | Nov 6, 2018 | atrial fibrillation, business life insurance, CEO life insurance, insurance, life insurance, life insurance approval
So, BNP (natriuretic peptide). What the heck is it? In layman’s terms (so I can understand it), BNP is a protein release by the heart that could indicate congestive heart failure. But listen up all of you life insurance underwriters……It could mean...
by Ed Hinerman | Nov 6, 2018 | AARP, application process, buy/sell life insurance, insurance, life insurance, life insurance approval, life insurance exam, over 50 life insurance, over 60 life insurance
Here I go again busting another urban myth propagated by life insurance companies and organizations that people over age 50 should quit taking life insurance exams and start turning to smaller, over priced life insurance policies. Honestly in the feeble minds of...
by Ed Hinerman | Nov 5, 2018 | insurance, life insurance, life insurance approval, medical records life insurance, Sleep apnea
If the Wall St Journal was doing an article on life insurance applications and how underwriters interpret your medical records they would have their hands full. Without exaggerating most medical records contain errors and ambiguous notes. To be fair to the...
by Ed Hinerman | Oct 13, 2018 | business life insurance, Cannabis business life insurance, CEO life insurance, insurance, life insurance, life insurance approval
It’s what we’re all looking for when we finally get around to the task of acquiring life insurance, a great deal. For each of us that can be defined differently. For many of my clients just finding a company that will approve a life insurance policy is a...
by Ed Hinerman | Sep 13, 2018 | CEO life insurance, insurance, life insurance, life insurance approval, prostate cancer, Type 1 diabetes
I’ve written for years about the great underwriting and life insurance prices available for those with treated prostate cancer. Within the parameters of no higher than a stage T2c and a Gleason grade of 6 we have been able to get better than standard rates for...
by Ed Hinerman | Apr 10, 2018 | business life insurance, CEO life insurance, Foreign National Life Insurance, insurance, life insurance, life insurance approval
I am still shaking my head over the news I got today from the last bastion of reasonable foreign national life insurance underwriting. Most US life insurance companies had gone south in this niche a few years ago, heading their life insurance guidelines for foreign...
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