Latin American and Caribbean Open For Life Insurance Business

I recently became affiliated with Pan American Life Insurance in hopes of making it substantially easier to write business outside the US, with emphasis on the Caribbean, Latin and South America. Although they can and do serve business world wide, logistically because...

Can 50’s and 60’s Get The Best Rates?

A query about life insurance yesterday from a 58 year old with no health history, no family history and no current treatment and a great  build led to quotes at a preferred plus level. A return email today asked me to quote a worse rate class doubting that someone his...

Stage 0 Melanoma Life Insurance!

Call me naive, but there are almost daily occurrences of me seeing less mortality risk in a life insurance underwriting situation than the majority of underwriters. I get that they are paid to see everything through conservative lenses, but there are times when, to...
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