by Ed Hinerman | May 11, 2020 | life insurance, life insurance approval, life insurance exam, medical records life insurance, no exam
This post was written in May 2017, critical updates May 2020 Life Insurance Exams And Labs Have Changed. A lot! When I broached this subject back in 2017 “no exam” life insurance was available through several companies, but at a significantly higher price...
by Ed Hinerman | Nov 5, 2018 | insurance, life insurance, life insurance approval, medical records life insurance, Sleep apnea
If the Wall St Journal was doing an article on life insurance applications and how underwriters interpret your medical records they would have their hands full. Without exaggerating most medical records contain errors and ambiguous notes. To be fair to the...
by Ed Hinerman | Jul 6, 2015 | application process, approval, attending physician statement, decline, insurance, insurance quotes, life insurance, Medical Information Bureau, medical record acquisition, medical records life insurance
Update my personal history in your records if you expect me to pay your bill. Yes, I am suggesting yelling at your doctor and yes, they may get all offended by the assertion that they aren’t doing their job, but it’s kind of like the old adage, “How...
by Ed Hinerman | May 27, 2015 | application process, attending physician statement, insurance, life insurance, medical record acquisition, medical records life insurance
This is definitely one of those OMG moments. This is almost like being in the Navy for 20 years and just figuring out that the bow is the pointy part of the ship. I’ve had a few cases lately where doctors have been MIA for their patients that are applying for...
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