by Ed Hinerman | Jan 22, 2008 | bipolar disorder, diabetes, hypertension, insurance, seizure disorder
I have emailed an article I read today to all of the underwriters I work with. While many are on board with the idea that all bipolar is created equal and that all bipolar should be declined life insurance, there are still some hanging on to their worst fears like a...
by Ed Hinerman | Jan 21, 2008 | cholesterol, diabetes, insurance, life insurance
Well, Mr Doom and Gloom here. I’ve often talked about the good news for people with diabetes that need life insurance, generally layered thickly with a reminder of all the reasons you should carefully monitor and treat your diabetes for your own good reasons....
by Ed Hinerman | Jan 21, 2008 | breast cancer, cancer, coronary artery disease (CAD), diabetes, heart attack, heart disease, insurance, life insurance, obesity, stress, women
In my passion to ensure that the world understands the risks of cancer, obesity and diabetes, I have often referred to heart disease, coronary artery disease, as a collateral health issue. What I have neglected to do is give the number one killer of men and women the...
by Ed Hinerman | Jan 20, 2008 | cancer, life insurance, obesity
It seems with so many health issues that, unchecked, one leads to another that leads to another. I don’t mean to insinuate that you live, catch a cold and then you die, but the key word here is “unchecked”. In a post not too long ago one of the...
by Ed Hinerman | Jan 18, 2008 | bipolar disorder, Depression, insurance, life insurance
Being a life long Rocky Mountain guy, if I were ever asked to describe depression in picture form, I would probably start with, “imagine you’re in the Northwest”… I’ve been here for a week and am suffering from lack of solar gain....
by Ed Hinerman | Jan 18, 2008 | bipolar disorder, diabetes, insurance, life insurance
I don’t know if it’s because I’ve been blogging a lot on the subject, or dealing with life insurance underwriters and doing research, but bipolar seems to be popping up everywhere in my world. I hear the word more. I see more ads on TV for treatment...
by Ed Hinerman | Jan 14, 2008 | bipolar disorder, Independent agent, insurance, life insurance
After studying several forums and reviewing insurance websites over the weekend, it seems the tendency to bulk all bipolar into one package is well, just easier, than dealing with the individual cases. The bad news is that the package everyone is bulked into is the...
by Ed Hinerman | Jan 11, 2008 | diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
I was just led to a website today that you should visit if you have type 1 diabetes or type 2 diabetes. Catchy URL! I got there by typing in www.a1c.org. Sure, It’s a link to an ad, but I’ve always been ok with advertisements if they also provide...
by Ed Hinerman | Jan 11, 2008 | bipolar disorder, Independent agent, insurance, life insurance
Other than the fact that you can get good news about bipolar and life insurance from my blog most anyday, there aren’t a lot of folks spreading good news about bipolar. A recent University of Pittsburgh study has shed some light on the use of light boxes as a...
by Ed Hinerman | Jan 10, 2008 | insurance, life insurance, return of premium term insurance, term insurance
This is one fascinating world we live in. I see so many people that bend over backwards to make sure that no matter what happens, their family will not miss a financial beat. They recognize and care deeply about what would happen if they didn’t show up at the...
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