by Ed Hinerman | Jun 30, 2009 | insurance, life insurance, women
There is a misconception about the life insurance underwriting stance on applications during pregnancy. For the most part, at least during the first two trimesters companies don’t have any issues with approving applications. The tricky part comes in the third...
by Ed Hinerman | Jun 17, 2009 | insurance, life insurance, women
What I have hoped to drive home over the past several posts on women and life insurance is really that there is very little difference between men and women and the needs they are trying to meet. I’ve tried, and I hope accomplished, explaining why there is...
by Ed Hinerman | Jun 16, 2009 | insurance, life insurance, women
Moving on with this series of posts on all the variations on the need that women have for life insurance, whether by choice or not we have ever growing numbers of single moms. Of all the different scenarios that women face when it comes to life insurance, perhaps that...
by Ed Hinerman | Jun 16, 2009 | business life insurance, women
Whether as an executive or CEO of a large business, or as owner of one of the small businesses that are the backbone of this country, women are increasingly in charge of companies and increasingly needing to consider life insurance as a way to protect that for their...
by Ed Hinerman | Jun 15, 2009 | insurance, life insurance, return of premium term insurance, women
The carefree life of the young and single! Been there and done that, and I don’t believe I was the odd person out when I failed to plan for the future. My assumption was that if things changed I would deal with it as it came up. That included any thoughts about...
by Ed Hinerman | Jun 15, 2009 | insurance, life insurance, women
This is a subject worthy of revisiting. Men especially, but women also, underestimate the need for life insurance in almost all scenarios. Even when there should be no other assumption than exactly equal we somehow manage to come up with the wrong answer. If we say...
by Ed Hinerman | Jun 15, 2009 | insurance, life insurance, women
There is a real tendency in the whole conversation about life insurance to leave women out of the conversation entirely or at best to make them an “add on” thought. The truth is that as almost all families either are or are becoming second income...
by Ed Hinerman | Mar 18, 2009 | A1c, AARP, Anxiety, beneficiary, bipolar, bipolar disorder, blood pressure, business life insurance, buy/sell life insurance, bypass surgery, cancer, Dave Ramsey, Depression, diabetes, foreign travel, gastric bypass, guarantee, heart attack, heart disease, high blood pressure, hypertension, Independent agent, insurance, key man insurance, kidnap, life insurance, mortality, mortality risk, New York Life, obesity, prayer, private pilots, prostate cancer, Prudential, PSA, ransom, scuba diving, skydiving, Sleep apnea, stroke, suicide clause, suze orman, term insurance, Type 1 diabetes, Type 2 diabetes, universal life, variable universal life, whole life, women
It’s been a fascinating couple of years. I will sum it up by saying that we have helped a lot of people get life insurance who never thought they could. And what better way to celebrate the information we’ve shared and the victories we’ve had than...
by Ed Hinerman | May 21, 2008 | accelerated death benefit, insurance, life insurance, women
I was recently contacted by a stay at home mom who was, putting it politely, a little annoyed because she was told by an insurance agent that she could only be approved for 1/2 as much life insurance as her husband was carrying. I explained to her that, in fact, that...
by Ed Hinerman | Jan 21, 2008 | breast cancer, cancer, coronary artery disease (CAD), diabetes, heart attack, heart disease, insurance, life insurance, obesity, stress, women
In my passion to ensure that the world understands the risks of cancer, obesity and diabetes, I have often referred to heart disease, coronary artery disease, as a collateral health issue. What I have neglected to do is give the number one killer of men and women the...
by Ed Hinerman | Sep 4, 2007 | insurance, life insurance, return of premium term insurance, women
The carefree life of the young and single! Been there and done that, and I don’t believe I was the odd person out when I failed to plan for the future. My assumption was that if things changed I would deal with it as it came up. That included any thoughts about...
by Ed Hinerman | Sep 3, 2007 | insurance, life insurance, women
Of all the different scenarios that women face when it comes to life insurance, perhaps that of the single mother is the trickiest. There is an obvious need. What single parent would not have some fear for their children’s future, knowing that minus them and...
by Ed Hinerman | Sep 1, 2007 | Independent agent, insurance, life insurance, women
Yes, I know that there are stay at home dads also, but this run of posts is about women and life insurance. Honestly, the title of stay at home mom is a bit of a misnomer. It should be more like “stay at home, do more jobs than than is humanly possible, while...
by Ed Hinerman | Sep 1, 2007 | insurance, life insurance, women
I will be looking at life insurance, it’s need and it’s impact, for women in various roles. Let me be very clear that I have no bias that leads me to believe one role is better for a woman than another. I would hope for all women that the path they choose...
by Ed Hinerman | Sep 1, 2007 | insurance, life insurance, women
Last year when my wife and I reassessed our life insurance portfolio, I recommended that we had another policy for both of us. She understood very well why we should it increase it on me. The business had grown, and there was simply more at stake if I were to die. Not...
Recent Comments