by Ed Hinerman | Nov 30, 2007 | cancer, diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I bet you thought you would never see the day when I had good news to report on obesity in America. Having harped on how America’s obesity has steadily increased for the last 25 years, how it is changing the health and lives of the country through diabetes,...
by Ed Hinerman | Nov 28, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I know at times it seems that my agenda is more focused on obesity than helping people who are overweight find affordable life insurance. My goal has always been to help people with weight issues become educated on how life insurance underwriters look at obesity which...
by Ed Hinerman | Nov 20, 2007 | diabetes, heart disease, insurance, life insurance, obesity
The beat to death mantra of needing to get out and exercise 30 minutes at least 5 days a week to prevent our demise due to sedentary life styles is accurate, but without much effort we can do a lot more. Consider this in our battle with obesity, heart disease and...
by Ed Hinerman | Nov 19, 2007 | diabetes, heart disease, insurance, life insurance, obesity, Type 1 diabetes, Type 2 diabetes
All things being equal, underwriting type 1 diabetes and type 2 diabetes really hinge on the same issues. So, why is it that type 1 seems to incur a heavier hit than type 2? Remember that with type 2 diabetes, underwriting focuses on age of onset, control and other...
by Ed Hinerman | Oct 31, 2007 | cancer, heart disease, high blood pressure, insurance, life insurance, obesity, prostate cancer
Well, let’s just roll two of my top topics into one blog and see if we can bring a little common sense to bear on the causes of cancer. If a poll was taken and people were asked to name the leading causes of heart disease and cancer, I suspect (because it would...
by Ed Hinerman | Oct 30, 2007 | cholesterol, heart disease, Independent agent, insurance, life insurance
What if your father died at age 52 of a heart attack? He was overweight. He smoked and led a sedentary lifestyle. He simply didn’t do anything to take care of himself and appears to have paid the price. Now there is you. Never smoked. Never drank. You get plenty...
by Ed Hinerman | Oct 25, 2007 | diabetes, heart attack, heart disease, insurance, life insurance, Type 2 diabetes
There really isn’t anything funny about this situation, but I always find myself shaking my head and thinking how odd it is! I talked to a man who inquired about life insurance today. He had an extraordinary health history. He had type 2 diabetes diagnosed about...
by Ed Hinerman | Oct 25, 2007 | breast cancer, cancer, diabetes, heart disease, Independent agent, insurance, life insurance, obesity, private pilots
In an effort to serve more completely the needs of those whose health can make getting affordable life insurance a challenge, Hinerman Group is moving ahead with new “health challenge specific” websites. My passion has always been to foster discussion and...
by Ed Hinerman | Oct 21, 2007 | cancer, heart disease, insurance, life insurance, prostate cancer
I am always surprised by the number of cigarette smokers who inquire about life insurance and when they find out what the cost is, they suddenly lose all interest. The difference in cost is likely no where near what they are spending on the habit, but they...
by Ed Hinerman | Oct 19, 2007 | cancer, diabetes, foreign travel, heart disease, insurance, life insurance, private pilots, Sleep apnea, stroke, Type 1 diabetes, Type 2 diabetes
Over the years, North American Ccmpany for Life and Health has moved in and out of the impaired risk spot light. Overall though, they would have to be judged as one of the better small companies out there. North American isn’t one of the big boys, but they are...
by Ed Hinerman | Oct 19, 2007 | cancer, diabetes, heart disease, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
Whether it type 1 diabetes and your choice of insulin types, or type 2 diabetes and your choice of the 5000 oral medications on the market, all anyone with diabetes is looking for is a way to take the stress off their body. In a post yesterday, Allie Beatty wondered...
by Ed Hinerman | Oct 14, 2007 | diabetes, heart disease, insurance, life insurance
Here I go again! The truth is that affordable life insurance is out there for those with diabetes, but the life insurance underwriter mantra, “monitoring, compliance and control”. Oops, that’s just 3. I just read an article on 7 steps for good...
by Ed Hinerman | Oct 12, 2007 | cancer, diabetes, heart disease, Independent agent, insurance, life insurance, whole life
There are life insurance agents and there are people who also sell life insurance. What does that small difference mean to you? I talk with my Farmers agent every so often about my auto or homeowners and he inevitably asks how business is going. It really leaves him...
by Ed Hinerman | Oct 10, 2007 | Biggest Loser, cancer, diabetes, heart disease, insurance, life insurance, obesity
A lot more weight loss this week. They did it while on vacation in Jamaica. Congratulations to all of them. I can tell you that I’ve certainly never lost weight on a tropical vacation. Again, the drama and game of the show is not my focus. Obesity carries some...
by Ed Hinerman | Oct 10, 2007 | breast cancer, cancer, heart disease, insurance, life insurance
To some oncologists it appears to be a case of “the cure is worse than the disease”. There may be a link to one type of chemotherapy and the increased risk of heart disease in women who have already won one battle. Drugs call anthracyclines are a breast...
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