by Ed Hinerman | Nov 2, 2007 | cancer, insurance, life insurance
I really like it when someone comes down to my level to explain something. I was reading an article on the 10 best foods to eat and at the end they had this explanation about why antioxidents are a big deal, “The science is clear: Plant foods are good for you....
by Ed Hinerman | Nov 2, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
Early stage in situ breast cancer has always been the easiest to underwrite for life insurance, although most companies still levy an extra charge for 1-3 years after completion of treatment. Now one company has separated from the pack and has taken a bold stance,...
by Ed Hinerman | Oct 31, 2007 | cancer, heart disease, high blood pressure, insurance, life insurance, obesity, prostate cancer
Well, let’s just roll two of my top topics into one blog and see if we can bring a little common sense to bear on the causes of cancer. If a poll was taken and people were asked to name the leading causes of heart disease and cancer, I suspect (because it would...
by Ed Hinerman | Oct 30, 2007 | breast cancer, cancer, insurance, life insurance
Over the years I have talked with more than one woman who, when face with a breast cancer treatment decision, chose to have a double mastectomy. Their reasoning always revolved around completing removing the chance for a recurrence. In an article I read today, the...
by Ed Hinerman | Oct 29, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
I hope in previous posts I have made it abundantly clear that smoking cigarettes and looking for low life insurance rates is an oxymoronic walk in which you can’t get there from here. I have also gone on a bit about the reasons that life insurance underwriters...
by Ed Hinerman | Oct 26, 2007 | cancer, insurance, life insurance
My mom sent me a letter to the editor from their local newspaper the other day, a letter in which the claim was made that government was suppressing a known, proven cure for all cancer, ground apricot pits, also known as laetrile. This writer lumped the FDA, drug...
by Ed Hinerman | Oct 26, 2007 | cancer, insurance, life insurance, prostate cancer
In an article on our soon to be “released” prostate cancer website I review all of the treatment options available. For elderly men, those between 65 and 80, with low to medium grade prostate cancer, “watchful waiting” is often considered to be...
by Ed Hinerman | Oct 25, 2007 | breast cancer, cancer, diabetes, heart disease, Independent agent, insurance, life insurance, obesity, private pilots
In an effort to serve more completely the needs of those whose health can make getting affordable life insurance a challenge, Hinerman Group is moving ahead with new “health challenge specific” websites. My passion has always been to foster discussion and...
by Ed Hinerman | Oct 24, 2007 | breast cancer, cancer, Independent agent, insurance, life insurance, obesity
Obesity, which often leads to heart disease, the number one killer of women, has now been linked to the number two cancer in women, breast cancer. Let’s be frank about this. I am constantly reading studies and articles and I have yet to find anything that would...
by Ed Hinerman | Oct 23, 2007 | cancer, insurance, life insurance
The answer to that question would be….no cancer to underwrite! It seems that since cancer has been diagnosed and understood, there has been a constant supply of studies and advice on how to prevent cancer. Prevention of cancer! How good would that be? Think of...
by Ed Hinerman | Oct 23, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
I have mentioned before that if we all knew the date and time and perhaps the reason for our death, well ahead of time, it might change the need for life insurance dramatically. With time to plan it is possible to put money somewhere other than life insurance and...
by Ed Hinerman | Oct 21, 2007 | cancer, heart disease, insurance, life insurance, prostate cancer
I am always surprised by the number of cigarette smokers who inquire about life insurance and when they find out what the cost is, they suddenly lose all interest. The difference in cost is likely no where near what they are spending on the habit, but they...
by Ed Hinerman | Oct 19, 2007 | cancer, diabetes, foreign travel, heart disease, insurance, life insurance, private pilots, Sleep apnea, stroke, Type 1 diabetes, Type 2 diabetes
Over the years, North American Ccmpany for Life and Health has moved in and out of the impaired risk spot light. Overall though, they would have to be judged as one of the better small companies out there. North American isn’t one of the big boys, but they are...
by Ed Hinerman | Oct 19, 2007 | cancer, diabetes, heart disease, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
Whether it type 1 diabetes and your choice of insulin types, or type 2 diabetes and your choice of the 5000 oral medications on the market, all anyone with diabetes is looking for is a way to take the stress off their body. In a post yesterday, Allie Beatty wondered...
by Ed Hinerman | Oct 16, 2007 | Anxiety, cancer, Depression, diabetes, DUI, heart attack, Independent agent, private pilots, prostate cancer, Sleep apnea
The Rock!! I bring Pru up every once in a while simply because they seem to be a company that is out to make a difference in the life insurance business. Other companies are competitive, and Prudential isn’t the answer to every life insurance question, but they...
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