by Ed Hinerman | Mar 7, 2014 | Biggest Loser, BMI, build, doctor's recommendation, gastric bypass, impaired risk life insurance, insurance, life insurance, life insurance approval
As life insurance companies have turned in the direction of more conservative underwriting of build (height, weight, bmi), the last 10 years has seen them really embrace weight loss surgery for the morbidly obese. That sure wasn’t always the case with gastric...
by Ed Hinerman | Jul 12, 2012 | Biggest Loser, Fat March, insurance, life insurance, life insurance approval, mortality, mortality risk, obesity
There are several ways to deal with an out of control weight problem from a health standpoint, but from a life insurance point of view it’s pretty clear cut. If you are morbidly obese the best case is that you will have to pay more than the average person for...
by Ed Hinerman | Dec 1, 2011 | Biggest Loser, diabetes, heart disease, insurance, life insurance, obesity
There is probably no one more prevalent issue that affects life insurance underwriting more than weight. With 30+% of our country meeting the criteria for being obese, face it, every application we get has a 1 in 3 chance of build and BMI being an underwriting issue....
by Ed Hinerman | Jan 18, 2010 | Biggest Loser, insurance, life insurance, obesity
The NBC reality show Biggest Loser has kicked off another season and another chance to drive home to our country just how out of control obesity is and, well, how much work it takes to overcome it once you’ve lost control. I haven’t watched the show since...
by Ed Hinerman | Jun 19, 2008 | Biggest Loser, Fat March, Independent agent, insurance, life insurance, obesity
I have often written about the downside of life insurance underwriting of weight issues, but there actually an upside. Back when I was posting weekly about the reality TV shows Fat March and Biggest Loser, while I did point out the health issues that can be caused by...
by Ed Hinerman | Oct 25, 2007 | Biggest Loser, insurance, life insurance, obesity
NBC’s weight loss “reality” show Biggest Loser crossed the line this week. I have steadfastly supported the show and the weight loss and have stayed the course in using this as a forum to discuss obesity and the collateral health issues it causes....
by Ed Hinerman | Oct 17, 2007 | Biggest Loser, Fat March, insurance, life insurance, obesity, term insurance
In previous blogs I covered the ABC weight loss reality show Fat March. The mode of operation was to walk 580 miles from Boston to DC. The weight loss was dramatic, but I mentioned in more than one post that it seemed that the single focus exercise and the brutal...
by Ed Hinerman | Oct 10, 2007 | Biggest Loser, cancer, diabetes, heart disease, insurance, life insurance, obesity
A lot more weight loss this week. They did it while on vacation in Jamaica. Congratulations to all of them. I can tell you that I’ve certainly never lost weight on a tropical vacation. Again, the drama and game of the show is not my focus. Obesity carries some...
by Ed Hinerman | Oct 9, 2007 | Biggest Loser, insurance, life insurance, term insurance
After episode 3’s relatively low weight loss, except for the red team, weight starting falliing off again. Again, my goal with this blog is not to talk about the drama of the game, but rather the health and life insurance aspects of weight loss. With each weigh...
by Ed Hinerman | Oct 8, 2007 | Biggest Loser, cancer, diabetes, heart disease, insurance, life insurance, obesity
Yes, I know I’m a week behind on tracking the Biggest Loser stats, and I promise to have all the new numbers posted before tomorrow’s show. I have been attempting to reach someone connected to the NBC Biggest Loser reality weight loss show concerning their...
by Ed Hinerman | Sep 23, 2007 | Biggest Loser, cancer, diabetes, heart disease, insurance, life insurance, obesity
I attempted to share some of my thoughts on obesity and health issues, and how NBC was in a unique position to speak to the problem with their huge audience for semi-reality show Biggest Loser. I attempted to comment on Ali’s blog. Alison Sweeny is apparently a...
by Ed Hinerman | Sep 22, 2007 | Biggest Loser, breast cancer, cancer, cholesterol, diabetes, heart disease, high blood pressure, hypertension, Sleep apnea, stroke, Type 2 diabetes
In writing an article on gestational diabetes for our new website that will go live this coming week, I was discussing risk factors and up pops obesity……again. It seems that almost without fail, no matter what the health issue, obesity either helps cause...
by Ed Hinerman | Sep 21, 2007 | Biggest Loser, insurance, life insurance
A comment from Katie on my first Biggest Loser post asked, “what would be the rate the trainers would pay? so what is the difference between a trainer and a contestant’s payment, when both are the same height?” I responded, ” Katie, Since I don’t...
by Ed Hinerman | Sep 19, 2007 | Biggest Loser, insurance, life insurance, obesity
As discussed in my first post for Biggest Loser, NBC’s reality weight loss show, from a life insurance perspective, there is more to the picture than just weight. Life insurance rates are based on mortality assumptions, how long a person might expect to live....
by Ed Hinerman | Sep 18, 2007 | Biggest Loser, cancer, diabetes, insurance, life insurance
In studying for my previous post on the reality weight loss show, Biggest Loser, I came across what I consider to be an awesome feature of the show’s website. They actually have a doctor that hosts a blog. Dr Jen Kerns hosts a blog that provides medical answers...
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