by Ed Hinerman | Jul 12, 2012 | Biggest Loser, Fat March, insurance, life insurance, life insurance approval, mortality, mortality risk, obesity
There are several ways to deal with an out of control weight problem from a health standpoint, but from a life insurance point of view it’s pretty clear cut. If you are morbidly obese the best case is that you will have to pay more than the average person for...
by Ed Hinerman | Oct 7, 2008 | blood pressure, cancer, decline, diabetes, Fat March, heart disease, high blood pressure, Independent agent, insurance, Juvenile life insurance, life insurance, obesity, stroke, term insurance, universal life
If you talk to most life insurance applicants who fall into the obese or morbidly obese categories according the their BMI, they have usually been told that they aren’t insurable or that the prices are so high as to render uninsurable because they can’t...
by Ed Hinerman | Jun 19, 2008 | Biggest Loser, Fat March, Independent agent, insurance, life insurance, obesity
I have often written about the downside of life insurance underwriting of weight issues, but there actually an upside. Back when I was posting weekly about the reality TV shows Fat March and Biggest Loser, while I did point out the health issues that can be caused by...
by Ed Hinerman | Oct 17, 2007 | Biggest Loser, Fat March, insurance, life insurance, obesity, term insurance
In previous blogs I covered the ABC weight loss reality show Fat March. The mode of operation was to walk 580 miles from Boston to DC. The weight loss was dramatic, but I mentioned in more than one post that it seemed that the single focus exercise and the brutal...
by Ed Hinerman | Sep 18, 2007 | diabetes, Fat March, high blood pressure, Independent agent, insurance, life insurance, obesity
In a series of blogs I followed an ABC reality show called Fat March. One of the participants on that show, Loralie, was there for the express purpose of losing weight because she and her husband wanted to have a baby. At 241 pounds when she started, her doctor...
by Ed Hinerman | Sep 14, 2007 | Fat March, insurance, life insurance, obesity
Completing my interview of Will Millender, my hope is that his thoughts on obesity and it’s impact on life will help foster further discussion about the problem and how life insurance underwriters view it. Question: We met through a blog about life insurance and...
by Ed Hinerman | Sep 14, 2007 | Fat March, insurance, life insurance, obesity
Continuing on with my interview of Will Millender, my hope is that his thoughts on obesity and it’s impact on life will help foster further discussion about the problem and how life insurance underwriters view it. Question: There is an epidemic of obesity today....
by Ed Hinerman | Sep 14, 2007 | Fat March, insurance, life insurance, obesity
After completing my series of blogs on the reality show Fat March and the reality of how weight and weight loss can affect life insurance rates, I had the pleasure of getting to know and interviewing one of the participants, Will Millender. Over the next 3 posts I...
by Ed Hinerman | Sep 11, 2007 | diabetes, Fat March, heart disease, insurance, life insurance, obesity
The ABC reality weight loss show, Fat March, concluded last night with the remaining 6 participants completing a 575 mile walk from Boston to Washington, DC. Plenty of pounds were shed. Plenty of sore knees to show for it. I have followed Fat March strictly from a...
by Ed Hinerman | Sep 4, 2007 | cancer, diabetes, Fat March, heart disease, insurance, life insurance
As the Fat March participants near the end of their 570 mile quest for weight loss, pounds continue to disappear and once again we will analyze the weight loss in the context of what impact it would have on life insurance rates. A couple of notes on participants that...
by Ed Hinerman | Aug 28, 2007 | cancer, coronary artery disease (CAD), diabetes, Fat March, high blood pressure, insurance, life insurance, stroke, Type 2 diabetes
Episode 4, nearly 300 miles into their “march”, I continue to watch the progress both as an interested spectator and a life insurance professional. My goal in following this program has never been to be actively involved in it’s progress, but rather...
by Ed Hinerman | Aug 22, 2007 | Fat March, Independent agent, insurance, life insurance
The ABC show Fat March is meeting my expectations in that it is bringing attention to the fact that people can get life insurance at affordable rates even if they are overweight. It has also shown that dramatic impact that weight loss can have on life insurance rates....
by Ed Hinerman | Aug 14, 2007 | Fat March, insurance quotes, life insurance
My goal for following the ABC show Fat March has been to bring attention to the fact that people can get life insurance at affordable rates even if they are overweight in most instances. I also wanted people to see, as the participants drop weight, what a difference...
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