CEO Life Insurance Declines! Why Do They Happen?

We’ve discussed at length (some would say ad nauseum) in this forum about the critical need for business life insurance for the key people in your company. The CEO having key person life insurance is going to be demanded by lenders as your business grows and...

We Go There And They Come Here!

I’m considering Lasik surgery and as with all things medical in the US I was kind of ticked off when I saw the prices and then, how unpatriotic of me, compared them to a vacation to Costa Rica that happened to include the same medical procedure at a state of the...

Waiting For That Enrollment Period With No Health Insurance?

Now that we all know the truth about the Affordable Health Care Act, the Obama Doesn’t Care Act, it’s no wonder that far more people opted not to Act than to Act in this last year. There isn’t anything affordable about it and compared to the relatively minor tax hit,...

Cognitive Ability To Obtain Life Insurance?

Over the years I’ve run into plenty of families who only wished their mom or dad still understood and qualified for life insurance. It would likely be a blessing to the family to have it in force, but there’s a point where the family has to admit they’ve missed that...

Executive Life Insurance Planning With HIV!

Until very recently we have had to go almost exclusively to Lloyds of London for Key person,  CEO loan collateral and buy/sell funding business life insurance when the client was HIV positive. There’s no need to beat redundant to death by going over all of the...