by Ed Hinerman | Feb 19, 2008 | bipolar disorder, diabetes, epilepsy, heart disease, high blood pressure, hypertension, Independent agent, insurance, life insurance
As the word sneaks out a little further each day, I have more and more people contacting me and asking if it’s true. Can they get life insurance at affordable rates even though they have bipolar disorder? I wish I could claim that the answer is unequivocally...
by Ed Hinerman | Feb 13, 2008 | bipolar disorder, breast cancer, cancer, Depression, diabetes, heart disease, Independent agent, insurance, life insurance, prostate cancer, term insurance
There are so many options to shop for your life insurance needs, each making the claim that they will save you money. Save 70% on your term insurance! Hundreds of companies to choose from! Give us 10 minutes and you could save hundreds of dollars on term life...
by Ed Hinerman | Feb 8, 2008 | bipolar disorder, diabetes, heart disease, Independent agent, insurance, life insurance, obesity
I have often made the life insurance underwriting comparison between diabetes and bipolar disorder. In simple terms, what is needed to get the best possible rates is compliance with prescribed treatment and good control. The good control is of course different with...
by Ed Hinerman | Feb 7, 2008 | diabetes, heart disease, insurance, life insurance, Type 2 diabetes
Well, just when life insurance underwriters and doctors think they’re on the same page, and they believe it’s the right page, someone kicks the door down and throws a wrench in their thinking. In search of a way to control diabetes, and specifically type 2...
by Ed Hinerman | Feb 5, 2008 | diabetes, heart disease, Independent agent, insurance, life insurance, obesity
Well, I’ve got your good news and your bad news. You know how I’ve gone on and on about all of the collateral health issues attributable to obesity. Now there is a study that indicates that people who are obese may in fact have lower health care costs than...
by Ed Hinerman | Feb 3, 2008 | bipolar disorder, diabetes, insurance, life insurance
The deeper I get involved with the life insurance possibilities for people with bipolar disorder, the more I am convinced that it has not been an intentionally abused block of clients as much as it has been and understudied and overlooked group. When I was first...
by Ed Hinerman | Feb 2, 2008 | diabetes, insurance, life insurance, Type 2 diabetes
With all the political spin put on health care and how to handle all of those who are uninsured or under insured, maybe, just maybe, the emphasis ought to be on education and prevention as much as or even more than treatment. A study just released shows that type 2...
by Ed Hinerman | Jan 31, 2008 | diabetes, insurance, life insurance
Ahh, my morning cup of coffee! And the second one. Now we’re talking….maybe a bit too fast, but we are definitely talking. It’s fun to watch the cudos and cabashes that coffee takes. It’s a rare month that goes by when coffee isn’t...
by Ed Hinerman | Jan 25, 2008 | diabetes, heart disease, insurance, life insurance
It’s an election year and in case you haven’t heard what we’ve spent on the war on terror, or in Afghanistan, or in Iraq, just turn on the evening news and I assure you that you will catch a sound bite from someone talking about all that money....
by Ed Hinerman | Jan 24, 2008 | cancer, diabetes, heart disease, high blood pressure, insurance, life insurance, obesity, Type 2 diabetes
I was asked a few days ago to be interviewed, as a high school assignment, on the subject of obesity and insurance rates. The core question was concerning the fairness of charging higher rates for someone who is overweight. Rebecca Kuo, a student from Houston, TX was...
by Ed Hinerman | Jan 24, 2008 | coronary artery disease (CAD), diabetes, heart attack, high blood pressure, Independent agent, insurance, life insurance, obesity, smoking
There are essentially three treatment methods for blocked arteries of the type that can lead to a heart attack. The original and still widely used vessel bypass surgery, angioplasty with a stent inserted in the vessel, and for minor blockage, medication to reduce the...
by Ed Hinerman | Jan 23, 2008 | diabetes, gastric bypass, heart disease, insurance, life insurance, obesity, Type 2 diabetes
It’s no secret that obesity is one of the leading risk factors for the onset of type 2 diabetes. Left alone, the combination of the two can be the start of a downward health slide that leads to heart disease and other major health issues. I’ve talked to...
by Ed Hinerman | Jan 23, 2008 | diabetes, heart attack, heart disease, insurance, life insurance
I have gone on before about how your doctors lack of attempt to educate patients on their health conditions such as diabetes and heart disease has led to poor treatment compliance and often has led to complications or collateral health issues that could have been...
by Ed Hinerman | Jan 22, 2008 | bipolar disorder, diabetes, hypertension, insurance, seizure disorder
I have emailed an article I read today to all of the underwriters I work with. While many are on board with the idea that all bipolar is created equal and that all bipolar should be declined life insurance, there are still some hanging on to their worst fears like a...
by Ed Hinerman | Jan 21, 2008 | cholesterol, diabetes, insurance, life insurance
Well, Mr Doom and Gloom here. I’ve often talked about the good news for people with diabetes that need life insurance, generally layered thickly with a reminder of all the reasons you should carefully monitor and treat your diabetes for your own good reasons....
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!
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