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A Life Insurance Decline? Consider It A Good Starting Point!

It’s just a bad feeling when a life insurance company declines to offer you coverage. They don’t want to accept the mortality risk!! Do they think you’re dying? Is there something your doctor isn’t telling you? Will you ever be able to get life...

Post #900. A Recap Of Almost Everything We’ve Talked About. A Veritable Key Word Salad!

It’s been a fascinating couple of years. I will sum it up by saying that we have helped a lot of people get life insurance who never thought they could. And what better way to celebrate the information we’ve shared and the victories we’ve had than...

Diabetes In The Hispanic Population! Does It Impact Life Insurance?

With the percentage of Hispanics in the US being almost double what it is for Anglo Americans, the challenge of finding affordable life insurance to ensure the family heritage and legacy needs to be more focused than ever. In most cases diabetes is ultimately...

Why Obesity Impacts Life Insurance Rates! How Can You Find The Lowest Rate?

Talk about a sensitive issue. The truth is that being overweight isn’t an easy thing to be and it isn’t an easy thing to talk about, and when you are told your life insurance will cost more because of it, it feels like a slap in the face. Having said that,...

Regular Checkups A Valuable Tool In Lower Life Insurance Rates!

Today would be no exception to my rule that men really don’t see a world that has consequences until they are old enough that they see the consequences happening to others their own age, or even to themselves. I spent part of yesterday evening in the emergency...

Compliance And Control Keys To Best Life Insurance Rates!

Over the years we have offered discussion on how to get the best possible life insurance rates even though your health is less than perfect. The truth is that with perfect health and family history you can probably find good rates at any number of sources and how to...

Does Obesity, Overweight, Keep You From Getting Life Insurance?

If you talk to most life insurance applicants who fall into the obese or morbidly obese categories according the their BMI, they have usually been told that they aren’t insurable or that the prices are so high as to render uninsurable because they can’t...