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In a series of blogs I followed an ABC reality show called Fat March. One of the participants on that show, Loralie, was there for the express purpose of losing weight because she and her husband wanted to have a baby. At 241 pounds when she started, her doctor suggested that pregnancy was a dangerous option.

In a Reuter’s article a few days ago a study was noted that showed a substantially increased rate of stillbirth among women who were obese. This issue seemed to revolve around the same issues that I have discussed a number of times, the collateral health issues that accompany obesity. It seems that overweight women are more prone to high blood pressure and diabetes during pregnancy. Obviously these can impact the unborn child.

Another study followed people who were obese or underweight during their teenage years and found that both issues caused fertility problems in both men and women in adulthood.

I have often stressed the collateral health issues of obesity and how they can impact your health, your longevity and yes, your life insurance rates. Life insurance aside though (at least for a minute), obesity can impact your plans for a family in the future.

By the way, Loralie finished Fat March at 185 pounds, and I suspect with a green light for her and her husband to pursue the making of Loralie Jr.

Bottom line. Life insurance underwriters drive home the dangers of obesity with rates that reflect not just the weight, but the collateral issues that can come with it. Although you may feel like the issue of pregnancy hits home more than life insurance, having life insurance in place is also one of those important things to consider when you are planning a family. If you are overweight, find an independent agent that can uncover the best possible rates for your situation. As you lose weight, the same agent will be able to help you get better rates.