Are They All Created Equal? Duh, No!

I just wanted to share a few examples of why it’s important to shop every impaired risk life insurance application for sure and not a bad idea to shop all cases. I’ve beat on this over the years because so many life insurance agents out there are willing...

Bait And Switch Life Insurance Alive And Well!

You know when someone intentionally misleads me I have a real guttural reaction, but I usually don’t hurt them in spite of it. Having said that, the last thing I do is business with them. But the success of life insurance bait and switch would point to me being...

Prudential Changes Stance On Obesity Life Insurance!

Prudential has long been our go to company for those whose weight just wouldn’t garner an approval from any other companies. It wasn’t preferred plus rates with heavier builds, but it was an approval and it was the only place to find one in so many...