by Ed Hinerman | Sep 23, 2007 | Biggest Loser, cancer, diabetes, heart disease, insurance, life insurance, obesity
I attempted to share some of my thoughts on obesity and health issues, and how NBC was in a unique position to speak to the problem with their huge audience for semi-reality show Biggest Loser. I attempted to comment on Ali’s blog. Alison Sweeny is apparently a...
by Ed Hinerman | Sep 22, 2007 | Biggest Loser, breast cancer, cancer, cholesterol, diabetes, heart disease, high blood pressure, hypertension, Sleep apnea, stroke, Type 2 diabetes
In writing an article on gestational diabetes for our new website that will go live this coming week, I was discussing risk factors and up pops obesity……again. It seems that almost without fail, no matter what the health issue, obesity either helps cause...
by Ed Hinerman | Sep 22, 2007 | Anxiety, cancer, cholesterol, Depression, heart disease, insurance, life insurance, private pilots, term insurance, universal life
For the next several weeks I will be occasioanally giving information on the companies that I use. Each of these companies has a strong point or they would’t be in my portfolio. Each of them has weak points and these are things I consider when I am...
by Ed Hinerman | Sep 20, 2007 | diabetes, heart disease, insurance, life insurance
All right guys! There is the statistic out there that has been bugging me for years. Women, on average, outlive us by 5 years. Because life insurance companies can count on women to follow through with their end of the bargain, the give them better life insurance...
by Ed Hinerman | Sep 18, 2007 | Biggest Loser, cancer, diabetes, heart disease, insurance, life insurance
Because I feel strongly about the need for more discussion and more education on the effects of obesity, what I started with ABC’s Fat March I will now take up with NBC’s Biggest Loser. Again, my focus is not the show or the internal contest or game. What...
by Ed Hinerman | Sep 17, 2007 | cholesterol, diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
There is a commercial on TV that, while selling a drug for the treatment of high cholesterol or high LDL, makes a good point about the genetic link to problems with cholesterol. The commercial has several witty little lines like, “Is your cholesterol affected by...
by Ed Hinerman | Sep 15, 2007 | diabetes, heart disease, high blood pressure, hypertension, insurance, life insurance, obesity, stroke
When we think about high blood pressure, hypertension, generally our thoughts don’t drift to children. I was trying to think back through family and friends and remember if I had ever known a child treated for blood pressure and I came up empty. With obesity in...
by Ed Hinerman | Sep 15, 2007 | cancer, heart disease, insurance, life insurance
It’s certainly no secret that life insurance underwriters have taken a hard line stance on the issue of smoking over the years. They have not taken lightly the connection between smoking and cancer, heart disease, copd and other health risks. Recently a couple...
by Ed Hinerman | Sep 11, 2007 | diabetes, Fat March, heart disease, insurance, life insurance, obesity
The ABC reality weight loss show, Fat March, concluded last night with the remaining 6 participants completing a 575 mile walk from Boston to Washington, DC. Plenty of pounds were shed. Plenty of sore knees to show for it. I have followed Fat March strictly from a...
by Ed Hinerman | Sep 7, 2007 | Alcohol Treatment Life Insurance, heart disease, insurance, life insurance
I mentioned in a post the other day that one of my shortcomings is I have a very generalized philosophy that if a little bit of something is good for me, a lot of it should be great for me. If, whatever it is, can be used in monstrous quantities, who’s to say I...
by Ed Hinerman | Sep 7, 2007 | cholesterol, heart disease, Independent agent, insurance, life insurance
Cholesterol, as I’ve mentioned before, is one of the two leading causes of surprise insurance quote changes. The other is not really knowing what your weight is. A good guess only lasts until the examiner pulls out the scale. But, are insurance companies...
by Ed Hinerman | Sep 6, 2007 | cholesterol, diabetes, heart disease, insurance, life insurance
I have been more than just a little critical of doctors who keep poor records, don’t tell their patients all they deserve to know, and don’t educate their patients about their medical situation. I need to be fair, or at least I’m feeling that need...
by Ed Hinerman | Sep 4, 2007 | cancer, diabetes, Fat March, heart disease, insurance, life insurance
As the Fat March participants near the end of their 570 mile quest for weight loss, pounds continue to disappear and once again we will analyze the weight loss in the context of what impact it would have on life insurance rates. A couple of notes on participants that...
by Ed Hinerman | Aug 30, 2007 | cancer, heart disease, Independent agent, insurance, life insurance, prostate cancer
I’ve often written about the fact that smoking generally increases life insurance rates by at least 100%, all else being equal. The average is really closer to 150% to 200%. Some companies are substantially higher than that. Life insurance underwriters...
by Ed Hinerman | Aug 29, 2007 | diabetes, heart disease, insurance, life insurance, obesity, universal life, whole life
Kind of an ugly image, but the reality is that the US is outgrowing itself by leaps and bounds. You know I will jump on my life insurance band wagon about that, but think about the strain that this will put on the government and health care systems and the increase...
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