by Ed Hinerman | Feb 3, 2008 | bipolar disorder, diabetes, insurance, life insurance
The deeper I get involved with the life insurance possibilities for people with bipolar disorder, the more I am convinced that it has not been an intentionally abused block of clients as much as it has been and understudied and overlooked group. When I was first...
by Ed Hinerman | Jan 30, 2008 | bipolar disorder, insurance, life insurance
What do the people in the following list have in common? Ernest Hemingway, Mark Twain, Herman Melville, Hans Christian Anderson, Dick Cavett, Kitty Dukakis, Ted Turner, Jonathan Winters, Emily Dickinson, T.S. Eliot, Walt Whitman, Edgar Allan Poe, Connie Francis and...
by Ed Hinerman | Jan 28, 2008 | bipolar disorder, Depression, diabetes, Independent agent, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
With my 2007 reward for Redundiferous Excellence safely tucked away on my office shelf, I am, like Tiger Woods and the Fedex Cup, shooting for two in a row. I hope that I have left no chance unturned to drive home the point that life insurance underwriters want to see...
by Ed Hinerman | Jan 25, 2008 | bipolar disorder, Independent agent, insurance, life insurance
I’m not sure why I woke up this morning wondering if there are bipolar jokes, but I did. I’ve always been a fan of the “top 10 reasons” type of humor. Probably a spin off from enjoying Jeff Foxworthy. Tucked away on a site that offered bipolar...
by Ed Hinerman | Jan 22, 2008 | bipolar disorder, diabetes, hypertension, insurance, seizure disorder
I have emailed an article I read today to all of the underwriters I work with. While many are on board with the idea that all bipolar is created equal and that all bipolar should be declined life insurance, there are still some hanging on to their worst fears like a...
by Ed Hinerman | Jan 18, 2008 | bipolar disorder, Depression, insurance, life insurance
Being a life long Rocky Mountain guy, if I were ever asked to describe depression in picture form, I would probably start with, “imagine you’re in the Northwest”… I’ve been here for a week and am suffering from lack of solar gain....
by Ed Hinerman | Jan 18, 2008 | bipolar disorder, diabetes, insurance, life insurance
I don’t know if it’s because I’ve been blogging a lot on the subject, or dealing with life insurance underwriters and doing research, but bipolar seems to be popping up everywhere in my world. I hear the word more. I see more ads on TV for treatment...
by Ed Hinerman | Jan 14, 2008 | bipolar disorder, Independent agent, insurance, life insurance
After studying several forums and reviewing insurance websites over the weekend, it seems the tendency to bulk all bipolar into one package is well, just easier, than dealing with the individual cases. The bad news is that the package everyone is bulked into is the...
by Ed Hinerman | Jan 11, 2008 | bipolar disorder, Independent agent, insurance, life insurance
Other than the fact that you can get good news about bipolar and life insurance from my blog most anyday, there aren’t a lot of folks spreading good news about bipolar. A recent University of Pittsburgh study has shed some light on the use of light boxes as a...
by Ed Hinerman | Jan 9, 2008 | bipolar disorder, insurance, life insurance
The cruxt of bipolar disorder is simply highs and lows. One day you’re up, sometimes very up and the next you might be down, sometimes very down. This is, from a simplistic view, a good description of a lot of life insurance underwriters. They will get all fired...
by Ed Hinerman | Jan 7, 2008 | bipolar disorder, insurance, life insurance
I share the frustration that people with well controlled bipolar disorder suffer when they run into the ignorant masses of life insurance agents who not only don’t understand the disorder, but don’t understand how to get it successfully underwritten at...
by Ed Hinerman | Jan 3, 2008 | bipolar disorder, insurance, life insurance
Well controlled bipolar disorder can run into double trouble when a woman with the disorder becomes pregnant. Tough choices need to be made by the patient and treating physician concerning the continued bipolar treatment into and through pregnancy. Often the decision...
by Ed Hinerman | Dec 29, 2007 | bipolar disorder, blood pressure, diabetes, high blood pressure, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
That could be true of any part of your life. The truth is that compliance with motor vehicle laws and controlling your urge to speed can help you avoid violations that can, in fact, impact your life insurance rates. But generally speaking, from a life insurance...
by Ed Hinerman | Dec 28, 2007 | bipolar disorder, insurance, life insurance
Oh, if it was just that easy! Bipolar can be one of the toughest of mood disorders to get a handle on. Some are lucky enough to find the break in one medication. For some it can take several medications. One of the biggest challenges with bipolar disorder is finding...
by Ed Hinerman | Dec 26, 2007 | bipolar disorder, breast cancer, cancer, diabetes, epilepsy, heart attack, heart disease, insurance, life insurance, prostate cancer, Type 1 diabetes, Type 2 diabetes
I just did a quick gut check on my blogging efforts over the past year. Who really cares about what I believe and what I know about life insurance? Who reads this and really believes that I can do what I claim? I have had more than just a little interest in weblogs...
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