by Ed Hinerman | Oct 5, 2011 | foreign nationals, insurance, International Business insurance, life insurance
With the ability I discussed yesterday to write foreign nationals through US life insurance companies, there is now an opportunity to consolidate and save money in international business partnerships that should have business buy/sell agreements. I am currently...
by Ed Hinerman | Oct 4, 2011 | foreign nationals, insurance, life insurance, prostate cancer
In a recent post I shared a bit of a life insurance home run when I was able to get a great offer on a Jamaican citizen with a prostate cancer history. I have since had meetings with one of the major life insurance carriers just to see how much latitude they will...
by Ed Hinerman | Feb 9, 2010 | guarantee, insurance, life insurance, term insurance
Life insurance companies, even highly rated companies, come and go. While some sell their blocks of business because they’re not competitive anymore, many decide to sell because another company offers them a huge amount of money. Protective Life made the board...
by Ed Hinerman | Oct 22, 2009 | business life insurance, insurance, life insurance
I certainly don’t want to be seen as jumping on the pro excessive pay band wagon for executives, CEO’s and Presidents of companies, but there are some company financial health issues that can and should be addressed in the life insurance arena. It happens...
by Ed Hinerman | Jun 16, 2009 | business life insurance, women
Whether as an executive or CEO of a large business, or as owner of one of the small businesses that are the backbone of this country, women are increasingly in charge of companies and increasingly needing to consider life insurance as a way to protect that for their...
by Ed Hinerman | Jul 2, 2008 | business life insurance, buy/sell life insurance, insurance, life insurance
For those of us who own and operate small businesses, we pour all we have into feeding our family, paying our employees and hopefully leaving something of value behind to our heirs. For many that entrepreneurial drive is cut short by a premature death and without...
by Ed Hinerman | Oct 12, 2007 | cancer, diabetes, heart disease, Independent agent, insurance, life insurance, whole life
There are life insurance agents and there are people who also sell life insurance. What does that small difference mean to you? I talk with my Farmers agent every so often about my auto or homeowners and he inevitably asks how business is going. It really leaves him...
by Ed Hinerman | Sep 7, 2007 | business life insurance, insurance, life insurance, return of premium term insurance
In a post a few days ago I talked about the fact that women in business have several reasons to consider life insurance. On a site called Women’s Initiative , they presented a list from an article in the Birmingham Business Journal, of statistics about women in...
by Ed Hinerman | Sep 3, 2007 | business life insurance, buy/sell life insurance, insurance, life insurance
Whether as an executive or CEO of a large business, or as owner of one of the small businesses that are the backbone of this country, women are increasingly in charge of companies and increasingly needing to consider life insurance as a way to protect that for their...
by Ed Hinerman | Feb 8, 2007 | insurance quotes, life insurance, term insurance
While many of the largest life insurance “internet marts” use misleading advertising to get you in the door, Selectquote is certainly the most consistent and pervasive. Allow me to paint one of their ads for you often seen on MSNBC. The picture is of a...
by Ed Hinerman | Feb 26, 2023 | insurance, life insurance, pilot, private pilots, student pilot
Wouldn’t that be nice? Kind of like the Progressive commercials where every kind of insurance is in a separate box. “Here’s your perfect private pilot life insurance. Will that be all today?” Does Your Life Insurance Agent Really Understand...
by Ed Hinerman | Feb 25, 2023 | life insurance, life insurance approval, private pilots
I was recently working on quotes for pilot life insurance for a client of mine a few days ago when he called and said a pilot co-worker and friend told him that a AOPA, Aircraft Owners and Pilots Association insurance agent, had given him quotes on their group policy...
by Ed Hinerman | Feb 17, 2023
Bipolar Life Insurance Bipolar Disorder Life Insurance About the Author: Ed Hinerman has more than 20 years experience helping people with pre-existing conditions obtain life insurance. He does this by partnering with many different insurance companies and building...
by Ed Hinerman | Oct 29, 2021 | life insurance
Level term life insurance is a type of life insurance that lasts a predetermined number of years (the “term”) and is fairly straightforward. Under a level term life insurance policy, you pay premiums for coverage and the insurer provides a death benefit to your loved...
by Ed Hinerman | Apr 14, 2021 | business life insurance, life insurance, Loan collateral life insurance
It’s Not Even In The Fine Print! There actually isn’t any fine print in the SBA loan requirements, so rest easy. I mean really rest easy, as in sitting in your favorite chair and settling in to read the 388 page guide to securing your SBA loan. I...
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!
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