by Ed Hinerman | Oct 7, 2007 | estate taxes, insurance quotes, life insurance
Life insurance proceeds are about the only source of money that is income tax free. This gives added value to the benefit that you leave your beneficiaries. There is one area that you need to be careful with beneficiary designations. The IRS has a three year look...
by Ed Hinerman | Oct 1, 2007 | diabetes, high blood pressure, insurance, life insurance, obesity
In my work with people who are diagnosed with type 2 diabetes, there have been many times that they have been able to get the condition under control with diet and exercise. Sometimes they start with medication, but eventually the good forces of a healthy diet and...
by Ed Hinerman | Oct 1, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance
So here I am, sitting in a hot spring pool with my wife in Ouray, Colorado. (Actually, we’re back at the camper now). We’re on a road trip with out new camp trailer and took a few hours to soak. After about half an hour of hot spring bliss, my mind wanders...
by Ed Hinerman | Oct 1, 2007 | insurance, life insurance
I just want to share a small piece of my life and what keeps me ticking. As a self employed independent life insurance agent I have found that one of the keys to success is that you have to believe in and love what you do. With that part in place, you then need to...
by Ed Hinerman | Sep 28, 2007 | cancer, insurance, life insurance
I had my first colonoscopy last year. I probably would have put it off for quite a while longer, but my wife had one done and kind of shamed me in to it. Anyway, it wasn’t as unpleasant as I had imagined and the results were good. I was told I didn’t need...
by Ed Hinerman | Sep 27, 2007 | insurance, life insurance
A few weeks back I wrote a post on different aspects of life insurance policy, the guts if you will. In that post I covered the grace period and reinstatement. In a nutshell, if you are late with a payment your policy goes into a grace period. See the first page of...
by Ed Hinerman | Sep 27, 2007 | breast cancer, cancer, heart disease, insurance, life insurance
Just when we get lulled into a sense of security about the postive attributes of alcohol as a deterrent for heart disease, someone shows up and ruins the party. In a very recent study, it appears there may be a significant link between alcohol use and breast cancer....
by Ed Hinerman | Sep 27, 2007 | diabetes, insurance, life insurance
In an ongoing effort to better serve the diabetes community, our new diabetes specific website is now live. We hope this will offer a more direct way for us to be involved in discussion and education concerning diabetes, and a site that is dedicated to answering...
by Ed Hinerman | Sep 27, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I’ve been following NBC’s reality weight loss show Biggest Loser from a life insurance and health education view point. This had to be a tough week psychologically on the participant’s, as there was a lot of hard work going on and very few dropped...
by Ed Hinerman | Sep 26, 2007 | insurance, life insurance
With Life Insurance Awareness Month drawing to close I wanted to share a very compelling video clip from a talk given in Washington, DC by Molly Shannon, a former cast member of Saturday night live. While she (no surprise) starts with a chuckle, she soon gives her...
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