by Ed Hinerman | Oct 18, 2007 | insurance, life insurance
What if your neighbor, who doesn’t like you at all, could take out life insurance on you without your knowledge or consent? What if you are in your 70’s or 80’s and your child or caregiver could take out life insurance on you without you being a...
by Ed Hinerman | Oct 17, 2007 | insurance, life insurance
How about those ROCKIES!!!!!!!!!!!!!!!!!!! Hey, since Elway left there hasn’t been a lot to cheer about here in Colorado other than living in one of the prettiest places on the planet. And what does all of this have to do with life insurance? The Rockies are a...
by Ed Hinerman | Oct 17, 2007 | insurance, life insurance
Your family is able to keep their home. A stay at home mom can stay at home. A working dad can become a stay at home dad. Lifestyle doesn’t have to change. Children can be assured of the money it takes to go to college. A stay at home mom can get an education to...
by Ed Hinerman | Oct 17, 2007 | Biggest Loser, Fat March, insurance, life insurance, obesity, term insurance
In previous blogs I covered the ABC weight loss reality show Fat March. The mode of operation was to walk 580 miles from Boston to DC. The weight loss was dramatic, but I mentioned in more than one post that it seemed that the single focus exercise and the brutal...
by Ed Hinerman | Oct 16, 2007 | Anxiety, cancer, Depression, diabetes, DUI, heart attack, Independent agent, private pilots, prostate cancer, Sleep apnea
The Rock!! I bring Pru up every once in a while simply because they seem to be a company that is out to make a difference in the life insurance business. Other companies are competitive, and Prudential isn’t the answer to every life insurance question, but they...
by Ed Hinerman | Oct 16, 2007 | high blood pressure, hypertension, insurance, life insurance
A collosal coincidence! It turns out that about one third of all Americans, 65 million, have hypertension, defined as blood pressure of 140/90 or higher. We’ve discussed a number of times how high blood pressure can effect your life insurance rates and the...
by Ed Hinerman | Oct 16, 2007 | insurance, life insurance, term insurance
The truth is that most of us, if someone else was paying the bill, would carry more life insurance than we do. When I work with people to come up with a life insurance plan I always insist that they consider budget and do as much as they can within a budget they can...
by Ed Hinerman | Oct 16, 2007 | arrythmia, high blood pressure, insurance, life insurance, obesity
I’m not going to hang myself out there by saying that only overweight people have sleep apnea, but there is plenty of evidence to uphold the idea that most cases of obstructive sleep apnea are caused by excess weight or obesity. While central sleep apnea is...
by Ed Hinerman | Oct 16, 2007 | diabetes, high blood pressure, insurance, life insurance, Sleep apnea
There may be more than one reason to be upbeat about sleep apnea from a life insurance standpoint. As I’ve mentioned in previous posts, there are offers coming in on life insurance for those with mild to moderate, well controlled sleep apnea that can be as good...
by Ed Hinerman | Oct 14, 2007 | diabetes, heart disease, insurance, life insurance
Here I go again! The truth is that affordable life insurance is out there for those with diabetes, but the life insurance underwriter mantra, “monitoring, compliance and control”. Oops, that’s just 3. I just read an article on 7 steps for good...
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