by Ed Hinerman | Oct 22, 2011 | accidental death, foreign travel, insurance, life insurance, Lloyds of London, terrorism, travel insurance
Anyone who has served in the international Christian mission field and has tried to get life insurance has probably discovered that almost all life traditional insurance companies will decline missionaries. For instance an individual who is planning on serving as a...
by Ed Hinerman | May 24, 2011 | insurance, life insurance, skydiving, terrorism, travel insurance
Well, if it’s for the next five minutes you are out of luck, but if it’s for 5 minutes next week you can have your wish. And really I’m not talking about life insurance but rather accidental death insurance. Specifically this comes up when you get a...
by Ed Hinerman | May 9, 2011 | insurance, life insurance, skydiving, terrorism
I was talking to an associate I work with on travel insurance last week and he said that since Bin Laden’s death requests for acts of terrorism life insurance have gone up ten fold. It’s no big surprise I guess that people are concerned about retaliation...
by Ed Hinerman | May 6, 2011 | life insurance, pilot, skydiving, terrorism, travel insurance
I was working with a client who posed some interesting challenges for life insurance underwriting. Although as healthy as an underwriter could hope for, he is a skydiving instructor and also a skydiving jump plane pilot. Either of those, or both of those on a life...
by Ed Hinerman | Mar 26, 2009 | insurance, life insurance, terrorism
My last post was my 911th and like most of us when I see those numbers I flash back to 9/11 and the horror of that day. I got a lot of calls from clients in the following few months asking basically the same question, “does my policy pay if I die due to an act...
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