Was That An Accident?

At first thought, accidental death insurance seems quite simplistic and obvious without the need for much explanation.  But you know me. Why let something obvious go without an explanation. You might be surprised at the number of inquiries I get asking what exactly...

Foreign National View Of Obamascare!

Do we really want to even throw that question out there? How about we test out a few facts, throw some perspective on it and see how many of us want to move? The US spends more on health care than any other developed country….with worse outcomes! Well OK, but we...

AARP/New York Life Customer Service Non Existent

Here we go again.  I called New York Life this morning to see if I could be assigned a permanent contact to call when beneficiaries are getting the run around on death claims. I ended up talking to the executive assistant for NYL Executive Vice President Michael...

Is Your Afghanistan Life Insurance Going To Pay?

I took a call this morning that popped up a question for civilian contractors and workers in war zones that I had honestly not considered. The call was from a widow whose husband worked for a US company in Afghanistan and died while working there about six months ago...

Ex Patriot Or International Term Life Insurance!

I’ve brought this up in the past in response to a very real need with missionaries. Traditional life insurance isn’t horribly friendly to folks doing mission work outside of the country, a knee jerk reaction to the fact that there are some places in the...

Life Insurance For Crab, Lobster And Long Line Fishing!

It occurred to me as I was writing insurance on a civilian contractor working at a forward operating base in Afghanistan a few weeks ago that, that there must be others just like them. There must be other groups of people who could benefit from affordable dangerous...