by Ed Hinerman | Aug 27, 2007 | cancer, Independent agent, insurance, life insurance, prostate cancer, PSA
I know when my father was undergoing radiation treatment for his bladder cancer, I was amazed at the computerized system they had for aiming the radiation exactly where they needed it. One of the down sides to the whole system is the fact that, inspite of the best...
by Ed Hinerman | Aug 27, 2007 | cancer, diabetes, heart disease, insurance, life insurance
I kind of like those cholesterol med commericals on TV. “Is it from bow tie pasta, or your Uncle Bo? Well, family history has been a bone of contention in life insurance underwriting for some time and companies have been all over the map with their treatment of...
by Ed Hinerman | Aug 27, 2007 | cancer, diabetes, heart attack, heart disease, insurance, life insurance
I know when a serious health problem strikes a family member it seems as if the world is crumbling. There is a deep need for a life buoy of some kind out there that will take some of the edge off of the situation. This is the point at which I get many calls wanting to...
by Ed Hinerman | Aug 23, 2007 | breast cancer, cancer, diabetes, heart disease, insurance, life insurance
Mom always said to take my vitamins. Actually she really didn’t, and the truth is that she wasn’t all that big on taking vitamins herself. Who would have ever thought that if she had been taking vitamins regularly and specifically vitamin D, she may not...
by Ed Hinerman | Aug 22, 2007 | cancer, diabetes, heart attack, heart disease
Doctors are famous for leaving out details. I can’t tell you how many people I’ve talked to whose doctors only told them the feel good parts of their health issue. It is fairly common for a heart attack victim to get stress test follow ups. When I ask them...
by Ed Hinerman | Aug 16, 2007 | cancer, diabetes, gastric bypass, heart disease, insurance, life insurance
As a life insurance agent I’ve become used to the term mortality experience, how long a person can expect to live given a set of health issues. It was kind of creepy the one and only time I spoke with someone in the life settlement business. I gave him a...
by Ed Hinerman | Aug 16, 2007 | cancer, Independent agent, insurance, life insurance, stroke
I suspect there isn’t any of us who don’t have a family member or friend who has had breast cancer. The good news from a life insurance standpoint is that breast cancer screening and treatment has improved dramtically, meaning early detection and...
by Ed Hinerman | Aug 15, 2007 | cancer, Independent agent, insurance, life insurance, prostate cancer, PSA
There is no more critical component of life insurance underwriting of prostate cancer than the stage and grade. In the medical world it is often next to impossible to find a simple explanation of anything. I found an article today that explains the whole prostate...
by Ed Hinerman | Aug 15, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer, PSA
As older guys we are all familiar with the whole issue about prostate cancer. Our doctors like to check us annually just like our wives get annual pap smears or mammogram to rule out cervical or breast cancer. I’m sure women would say we are getting off easy...
by Ed Hinerman | Aug 14, 2007 | cancer, heart attack, insurance, life insurance, term insurance
Whatever the name it’s given for a particular situation, death bonds, viaticals, investor owned life insurance, life settlement…..it all comes down to a large step away from what life insurance ought to be, and a blemish on the integrity of the life...
by Ed Hinerman | Aug 13, 2007 | cancer, Independent agent, insurance, life insurance, private pilots, skydiving
I finally got my wife to look the other way while I jumped out of an airplane this year. She’s always so nice about asking me what I want for my birthday, and for the past 5 years I’ve been telling her I wanted to try skydiving and that would be a great...
by Ed Hinerman | Aug 13, 2007 | cancer, heart disease, Independent agent, insurance, life insurance, stroke, Type 2 diabetes
Just to follow on up on all the discussion that started with my post last week that will follow “Fat March” participants as they lose weight on national TV. I felt it would be informative for anyone who is dealing with weight issues to know that life...
by Ed Hinerman | Aug 9, 2007 | cancer, cholesterol, diabetes, heart disease, hepatitis, high blood pressure, insurance, life insurance, stroke
Barry Bonds now has more home runs than anyone in history. 756!! I tried hitting 50 mph balls in a batting cage one time and hit like one out of twenty or so and it was not home run material. I’m impressed. Some people say he got there with the use of steroids....
by Ed Hinerman | Aug 5, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer, PSA
When it comes to life insurance underwriting of breast cancer, well really for any cancer, the earlier it is diagnosed the better the chances of getting good life insurance rates. But even better, it increases your chances of winning the battle. I’ve talked...
by Ed Hinerman | Aug 2, 2007 | cancer, heart disease, insurance, life insurance, prostate cancer
Depending on the life insurance company, rates for smokers can be anywhere from 2 to 4 times as much as for a non smoker in comparable health. Life insurance underwriters have a healthy respect for the link that smoking has to almost any health problem. In a post...
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