I suspect there isn’t any of us who don’t have a family member or friend who has had breast cancer. The good news from a life insurance standpoint is that breast cancer screening and treatment has improved dramtically, meaning early detection and intervention and a better prognosis.
Just a few days ago Robin Roberts, a news anchor for ABC’s Good Morning America talked about her breast cancer and her attempts to keep life as normal as possible while undergoing treatment. For her, returning to work as soon as possible was a key to the normalcy she needed.
While she was able to get the surgery and treatment that will likely give her life back completely, in another article she talked about the plight of the uninsured or underinsured and the fact that they often don’t have access to mammographies and other early detection methods, let alone the type and quality of treatment that is needed.
I talked not too long ago about a life insurance company, Genworth Life and Annuity, who was helping to defray the cost of ultrasound screening of the carotid artery. Early detection of carotid blockage can prevent a stroke. Maybe if more life insurance companies and health insurance companies would step forward with that type of preventive attitude, more women would have access to the screening that makes the treatment less expensive also.
Bottom line. Early detection means a better prognosis. If you are a breast cancer survivor looking for life insurance, avoid your local agent who sells everything from home to boat insurance and find an independent agent with a background in finding good rates for breast cancer.
This post is somewhat dated. Life insurance underwriting is changing and evolving continually. For more updated information check out some of the key word links. If you have a specific question or topic you need information for do a search. If you don’t find the answers you need contact me and we’ll make sure you get the information that is important to you.