by Ed Hinerman | Sep 25, 2007 | breast cancer, cancer, insurance, life insurance
Breast cancer is the second most common cancer among women. As with men, the most common is skin cancer. Over 40,000 women will die from breast cancer this year and that represents a steady decrease in the number of breast cancer deaths since 1990. Some important...
by Ed Hinerman | Sep 22, 2007 | Biggest Loser, breast cancer, cancer, cholesterol, diabetes, heart disease, high blood pressure, hypertension, Sleep apnea, stroke, Type 2 diabetes
In writing an article on gestational diabetes for our new website that will go live this coming week, I was discussing risk factors and up pops obesity……again. It seems that almost without fail, no matter what the health issue, obesity either helps cause...
by Ed Hinerman | Sep 20, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
Having heard, in excruciating detail, the whole mammogram procedure from my wife, I can tell you that I would understand why women might be reluctant to have them done as frequently as doctors would like them to. Breast cancer is certainly an ominous enough issue to...
by Ed Hinerman | Sep 13, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
We’ve all heard the lead in, “I’ve got good news and bad news”. It seems with the potentially preventive drug for prostate cancer, Finasteride, there may be good news and bad…..and bad news and good news….. In the best of all worlds...
by Ed Hinerman | Aug 24, 2007 | breast cancer, insurance, life insurance, prostate cancer
As I head off to a family reunion this weekend, thoughts of good times and plenty of food fill my head. It’s summer and of course BBQ will be the mainstay of our evening meals.Always the consummate life insurance agent, I had pegged the travel as our biggest...
by Ed Hinerman | Aug 23, 2007 | breast cancer, cancer, diabetes, heart disease, insurance, life insurance
Mom always said to take my vitamins. Actually she really didn’t, and the truth is that she wasn’t all that big on taking vitamins herself. Who would have ever thought that if she had been taking vitamins regularly and specifically vitamin D, she may not...
by Ed Hinerman | Aug 15, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer, PSA
As older guys we are all familiar with the whole issue about prostate cancer. Our doctors like to check us annually just like our wives get annual pap smears or mammogram to rule out cervical or breast cancer. I’m sure women would say we are getting off easy...
by Ed Hinerman | Aug 5, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer, PSA
When it comes to life insurance underwriting of breast cancer, well really for any cancer, the earlier it is diagnosed the better the chances of getting good life insurance rates. But even better, it increases your chances of winning the battle. I’ve talked...
by Ed Hinerman | Jul 30, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
How often have I said it’s all about mortality? That is the bottom line for life insurance underwriters. The better the survivability of any health issue, the better the underwriting and subsequent life insurance rates. A recent Washington Post article provided...
by Ed Hinerman | Jul 20, 2007 | breast cancer, cancer, Independent agent, insurance, life insurance
While the word cancer mostly causes distress to the average life insurance agent, many independent agents are well educated and connected to help survivors of breast cancer and many other types of cancer find affordable life insurance. The key for you as a consumer...
by Ed Hinerman | Jun 1, 2007 | Alcohol Treatment Life Insurance, breast cancer, cancer, guaranteed issue life insurance, heart attack, Independent agent, insurance, life insurance, Type 2 diabetes
I think I’ve mentioned before that there is a real propensity in the life insurance business for agents to be so protective of a potential sale that they will actually tell a customer they are uninsurable, rather than admit they are the wrong agent for the job....
by Ed Hinerman | May 22, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer, PSA
Everyone seems to know someone who has been affected by breast cancer. While still a horrifying diagnosis, breast cancer is eminently more curable than 30 years ago and as early diagnosis and treatment success increases, affordable life insurance is becoming more and...
by Ed Hinerman | May 3, 2007 | breast cancer, business life insurance, buy/sell life insurance, cancer, children's life insurance, guaranteed issue life insurance, heart attack, insurance, Juvenile life insurance, life insurance, melanoma, Type 2 diabetes
How often do we hear it? A friend or family member has had a heart attack or been diagnosed with cancer at an age that is just, well….wrong! We expect health problems and death when someone gets into their 80’s. It’s not nearly so common in their...
by Ed Hinerman | Apr 12, 2007 | breast cancer, cancer, diabetes, heart attack, Independent agent, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
You know, the life insurance business is like waking up in a different world every day. For an independent life insurance agent there is a constant flow of clients with various impairments. Not a day goes by when you aren’t working hard to find someone who has...
by Ed Hinerman | Mar 30, 2007 | breast cancer, cancer, coronary artery disease (CAD), Independent agent, insurance, life insurance
I will simply start with my standard off the shelf advice. If you talk to a life insurance agent, mention you had breast cancer, and they immediately tell you that you are uninsurable, they are either stupid or lazy, or both. Go find an independent agent that...
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