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You know, the life insurance business is like waking up in a different world every day. For an independent life insurance agent there is a constant flow of clients with various impairments. Not a day goes by when you aren’t working hard to find someone who has diabetes or who has had cancer, rates that they can afford.

I love that kind of work. It’s by no means the easy road, but very gratifying. When you can help someone who has had a heart attack get the life insurance that they thought they would never qualify for again, it’s a good day. When someone has been told they are uninsurable because they had breast cancer and we can help them get the family protection they need, it’s a good day.

Those aren’t easy days though. You can bet that an independent life insurance agent who is willing to go the extra mile on those kinds of cases is earning his or her money.

Those days are good practice for the easy days though. Occasionally someone will show up who is just, well, healthy you know. And for them it is just a matter of finding the best rate out there and matching them up with it. The agent works just as hard to do the best thing for the client, it just goes a little quicker, isn’t quite as complicated.

It’s not necessarily a better day because in the end the result is the same. You end up providing someone with the peace of mind through life insurance that they were looking for. It was just a little easier. It was fulfilling. It was a good day.

This post is somewhat dated. Life insurance underwriting is changing and evolving continually. For more updated information check out some of the key word links. If you have a specific question or topic you need information for do a search. If you don’t find the answers you need contact me and we’ll make sure you get the information that is important to you.