by Ed Hinerman | Dec 26, 2007 | bipolar disorder, breast cancer, cancer, diabetes, epilepsy, heart attack, heart disease, insurance, life insurance, prostate cancer, Type 1 diabetes, Type 2 diabetes
I just did a quick gut check on my blogging efforts over the past year. Who really cares about what I believe and what I know about life insurance? Who reads this and really believes that I can do what I claim? I have had more than just a little interest in weblogs...
by Ed Hinerman | Dec 21, 2007 | gastric bypass, heart disease, insurance, life insurance, obesity
Bariatric surgery, such as gastric bypass, has usually been reserved for people who would qualify based on body mass index as morbidly obese. A body mass index of 40 or more qualifies as morbidly obese. Newer thinking is leaning toward broadening the criteria. While a...
by Ed Hinerman | Dec 18, 2007 | diabetes, gastric bypass, heart disease, insurance, life insurance, obesity
There are times when diet and exercise just never seem to accomplish what’s needed. There are times when morbid obesity becomes life threatening and a radical approach to control the situation is needed. Bariatric surgery, mostly commonly gastric bypass or lap...
by Ed Hinerman | Dec 14, 2007 | cancer, diabetes, heart disease, insurance, life insurance, obesity, Type 2 diabetes
There isn’t much hiding the fact that cigarette smoking isn’t a healthy lifestyle choice. Life insurance underwriters treat smoking the way they do for very solid reasons. It causes cancer. Cancers it doesn’t cause, it makes worse. It’s linked...
by Ed Hinerman | Dec 11, 2007 | diabetes, heart disease, insurance, life insurance
OK. So there’s really no easy way out, but it seems that fasting once a month may have some never before discovered health benefits. This surfaced when a study in Utah showed that Mormons had a lower incidence of heart disease. At first this was attributed to...
by Ed Hinerman | Dec 10, 2007 | cancer, diabetes, heart disease, insurance, life insurance, obesity, Type 2 diabetes
I become more amazed each day with the way diseases are linked to each. We’ve talked many times about obesity and the link to diabetes, heart disease and cancer. And we’ve talked about the link between diabetes and heart disease in the absence of obesity....
by Ed Hinerman | Dec 9, 2007 | coronary artery disease (CAD), heart attack, heart disease, hypertension, insurance, life insurance
Even tempered that is! In case you haven’t been out of your house in the last 10 years, it is an increasingly angry society that we live in. That is one of the primary reasons I live in a small town. People are a little more laid back and things like road rage...
by Ed Hinerman | Dec 7, 2007 | blood pressure, coronary artery disease (CAD), diabetes, heart disease, high blood pressure, insurance, life insurance, obesity, Type 2 diabetes
It’s been some time since I’ve just given a diabetes underwriting 101 overview. Some companies have changed stances, but overall the market remains somewhat consistent. Underwriters look at type 2 diabetes from several directions. Age of onset is a fairly...
by Ed Hinerman | Dec 6, 2007 | cholesterol, heart disease, insurance, life insurance
Well, it’s almost a hard and fast rule. In most overweight people, weight loss will lead to lower lipid levels and a healthier balance between total cholesterol and HDL, good cholesterol. Almost! Anyone who follows the whole cholesterol issue, or for that matter...
by Ed Hinerman | Nov 30, 2007 | cancer, diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I bet you thought you would never see the day when I had good news to report on obesity in America. Having harped on how America’s obesity has steadily increased for the last 25 years, how it is changing the health and lives of the country through diabetes,...
by Ed Hinerman | Nov 28, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I know at times it seems that my agenda is more focused on obesity than helping people who are overweight find affordable life insurance. My goal has always been to help people with weight issues become educated on how life insurance underwriters look at obesity which...
by Ed Hinerman | Nov 20, 2007 | diabetes, heart disease, insurance, life insurance, obesity
The beat to death mantra of needing to get out and exercise 30 minutes at least 5 days a week to prevent our demise due to sedentary life styles is accurate, but without much effort we can do a lot more. Consider this in our battle with obesity, heart disease and...
by Ed Hinerman | Nov 19, 2007 | diabetes, heart disease, insurance, life insurance, obesity, Type 1 diabetes, Type 2 diabetes
All things being equal, underwriting type 1 diabetes and type 2 diabetes really hinge on the same issues. So, why is it that type 1 seems to incur a heavier hit than type 2? Remember that with type 2 diabetes, underwriting focuses on age of onset, control and other...
by Ed Hinerman | Oct 31, 2007 | cancer, heart disease, high blood pressure, insurance, life insurance, obesity, prostate cancer
Well, let’s just roll two of my top topics into one blog and see if we can bring a little common sense to bear on the causes of cancer. If a poll was taken and people were asked to name the leading causes of heart disease and cancer, I suspect (because it would...
by Ed Hinerman | Oct 30, 2007 | cholesterol, heart disease, Independent agent, insurance, life insurance
What if your father died at age 52 of a heart attack? He was overweight. He smoked and led a sedentary lifestyle. He simply didn’t do anything to take care of himself and appears to have paid the price. Now there is you. Never smoked. Never drank. You get plenty...
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