by Ed Hinerman | Feb 15, 2008 | Depression, heart attack, insurance, life insurance
I admit that I am something of a whiner when it comes to cold and snow. I am often asked, if that’s true, why I live in Colorado? The answer lies mostly outside the winter months. Snow has been building up, or at least not going away since late November. A few...
by Ed Hinerman | Feb 14, 2008 | breast cancer, cancer, insurance, life insurance, obesity
We’ve often discussed in this forum that one of the most prevalent risk factors associated with obesity is the increased risk of cancer. Scientists are narrowing down some of the worst culprits of obesity and their role in that increased risk. Processed meats...
by Ed Hinerman | Feb 14, 2008 | business life insurance, buy/sell life insurance, insurance, key man insurance, life insurance
Small businesses, the backbone of American employment, often run by the slimmest of margins. I’m not talking about profit margins. I’m referring to the owner or one of the owners being just a heart attack away from leaving their family with the business or...
by Ed Hinerman | Feb 13, 2008 | gastric bypass, insurance, life insurance, obesity
OK! Most of us only feel like the fattest person in the world occasionally. And we whine when diet and exercise aren’t producing the results we really want, but are we trying hard enough? There is no arguing that obesity is a problem, but this guy takes the cake...
by Ed Hinerman | Feb 13, 2008 | bipolar disorder, breast cancer, cancer, Depression, diabetes, heart disease, Independent agent, insurance, life insurance, prostate cancer, term insurance
There are so many options to shop for your life insurance needs, each making the claim that they will save you money. Save 70% on your term insurance! Hundreds of companies to choose from! Give us 10 minutes and you could save hundreds of dollars on term life...
by Ed Hinerman | Feb 12, 2008 | heart attack, high blood pressure, hypertension, insurance, life insurance, stroke
So, you’ve been told you have hypertension, high blood pressure in layman’s terms. Your doctor said that you need to take medication and change a few lifestyle items, primarily eating right and getting more exercise. If you are like the majority of high...
by Ed Hinerman | Feb 12, 2008 | insurance, life insurance
From time to time we will have a life insurance application postponed until the client completes a planned medical procedure. Sometimes it is a colonoscopy. Could be a tonsilectomy. The issue here is that if you are going to be medically assailed for just about any...
by Ed Hinerman | Feb 12, 2008 | insurance, life insurance, term insurance, universal life
When I’ve talked to people about universal life insurance products that have guarantees to 120 and longer, I’m often met with a bit of skepticism. People can’t seem to comprehend the idea of living past 100 even though it appears to be a popular past...
by Ed Hinerman | Feb 11, 2008 | bipolar disorder, cholesterol, high blood pressure, insurance, life insurance, obesity
Report after report talk about rampant, out of control obesity. MacDonald’s is to blame. Television and video games are to blame. I’m sure there are reports out there that directly blame my mother’s chocolate chip cookies. Somehow I ate them and...
by Ed Hinerman | Feb 9, 2008 | Independent agent, insurance, life insurance, prostate cancer, PSA
I was visiting with a person Friday about his experience applying for life insurance through a “mega agency”. He applied last August and ran into an issue with an elevated PSA on his labs. The company postponed the application until he had a...
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