by Ed Hinerman | Dec 29, 2007 | bipolar disorder, blood pressure, diabetes, high blood pressure, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
That could be true of any part of your life. The truth is that compliance with motor vehicle laws and controlling your urge to speed can help you avoid violations that can, in fact, impact your life insurance rates. But generally speaking, from a life insurance...
by Ed Hinerman | Dec 26, 2007 | bipolar disorder, breast cancer, cancer, diabetes, epilepsy, heart attack, heart disease, insurance, life insurance, prostate cancer, Type 1 diabetes, Type 2 diabetes
I just did a quick gut check on my blogging efforts over the past year. Who really cares about what I believe and what I know about life insurance? Who reads this and really believes that I can do what I claim? I have had more than just a little interest in weblogs...
by Ed Hinerman | Dec 14, 2007 | cancer, diabetes, heart disease, insurance, life insurance, obesity, Type 2 diabetes
There isn’t much hiding the fact that cigarette smoking isn’t a healthy lifestyle choice. Life insurance underwriters treat smoking the way they do for very solid reasons. It causes cancer. Cancers it doesn’t cause, it makes worse. It’s linked...
by Ed Hinerman | Dec 10, 2007 | cancer, diabetes, heart disease, insurance, life insurance, obesity, Type 2 diabetes
I become more amazed each day with the way diseases are linked to each. We’ve talked many times about obesity and the link to diabetes, heart disease and cancer. And we’ve talked about the link between diabetes and heart disease in the absence of obesity....
by Ed Hinerman | Dec 8, 2007 | cancer, coronary artery disease (CAD), diabetes, insurance, life insurance, obesity, Type 2 diabetes
We have discussed on numerous occasions the rapid increase of obesity in teenagers and the impact that has had on the increase of teenage and young adult type 2 diabetes. It is not a pretty picture that is being painted. Now, the New England Journal of Medicine, has...
by Ed Hinerman | Dec 8, 2007 | diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
Whether you have type 1 diabetes or type 2 diabetes, there is a piece of information you should already know that is crucial in finding the best life insurance rates. If you do not know what your hbA1c, your hemoglobin A1c is, call your doctor and get it. While you...
by Ed Hinerman | Dec 7, 2007 | blood pressure, coronary artery disease (CAD), diabetes, heart disease, high blood pressure, insurance, life insurance, obesity, Type 2 diabetes
It’s been some time since I’ve just given a diabetes underwriting 101 overview. Some companies have changed stances, but overall the market remains somewhat consistent. Underwriters look at type 2 diabetes from several directions. Age of onset is a fairly...
by Ed Hinerman | Nov 21, 2007 | children's life insurance, diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
Some time ago I started on a quest to find out the facts about mortality experience of children with type 1 diabetes. The issue I had initially run into was that insurance companies simply would not offer life insurance to children with type 1 diabetes, almost across...
by Ed Hinerman | Nov 19, 2007 | diabetes, heart disease, insurance, life insurance, obesity, Type 1 diabetes, Type 2 diabetes
All things being equal, underwriting type 1 diabetes and type 2 diabetes really hinge on the same issues. So, why is it that type 1 seems to incur a heavier hit than type 2? Remember that with type 2 diabetes, underwriting focuses on age of onset, control and other...
by Ed Hinerman | Nov 15, 2007 | diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
Today is World Diabetes Day. There isn’t a lot I can add to a subject that I post on regularly but to say that anything that can bring more attention and focus to the size and scope of the diabetes problem, is a good thing. Bottom line. Type 1 diabetes and type...
by Ed Hinerman | Nov 14, 2007 | coronary artery disease (CAD), diabetes, heart attack, insurance, life insurance, Type 2 diabetes
In a post a few months ago I had mentioned the concern over studies that showed a potential link between the diabetes drug Avandia and heart attacks. Well, the FDA boldly stepped out and muddied the waters today in a way that only a government agency can do. There are...
by Ed Hinerman | Nov 8, 2007 | Depression, diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, Type 2 diabetes
It seems sometimes that the world is kind of teetering on the edge, kind of an unnerving feeling. I thinks for kids this is especially problematic since they have yet to develop coping mechanisms and probably don’t really have a grasp on just how crazy our world...
by Ed Hinerman | Nov 7, 2007 | diabetes, heart attack, insurance, life insurance, Type 2 diabetes
One of the hard facts is that people with type 2 diabetes are at a higher risk of heart disease and heart attacks than the average person. There has been growing concern among physicians that some of the medications used to control type 2 diabetes might also...
by Ed Hinerman | Oct 25, 2007 | diabetes, heart attack, heart disease, insurance, life insurance, Type 2 diabetes
There really isn’t anything funny about this situation, but I always find myself shaking my head and thinking how odd it is! I talked to a man who inquired about life insurance today. He had an extraordinary health history. He had type 2 diabetes diagnosed about...
by Ed Hinerman | Oct 19, 2007 | cancer, diabetes, foreign travel, heart disease, insurance, life insurance, private pilots, Sleep apnea, stroke, Type 1 diabetes, Type 2 diabetes
Over the years, North American Ccmpany for Life and Health has moved in and out of the impaired risk spot light. Overall though, they would have to be judged as one of the better small companies out there. North American isn’t one of the big boys, but they are...
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