by Ed Hinerman | Jan 3, 2008 | cancer, insurance, life insurance, obesity, prostate cancer
Back when I was growing up I don’t think they had anything but whole milk. I only remember two kinds of milk when I was a kid….milk and sour milk. Somewhere along the way someone decided to create lower fat options of milk, so now you have your 1%, 2% and...
by Ed Hinerman | Dec 27, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
The last time I played tennis I remember it being a significant workout. That was especially true because I was on the losing end of the game, meaning I ran twice as far and hard as the person who knew how to play. Bad news for those attempting to replace your daily...
by Ed Hinerman | Dec 21, 2007 | gastric bypass, heart disease, insurance, life insurance, obesity
Bariatric surgery, such as gastric bypass, has usually been reserved for people who would qualify based on body mass index as morbidly obese. A body mass index of 40 or more qualifies as morbidly obese. Newer thinking is leaning toward broadening the criteria. While a...
by Ed Hinerman | Dec 18, 2007 | diabetes, gastric bypass, heart disease, insurance, life insurance, obesity
There are times when diet and exercise just never seem to accomplish what’s needed. There are times when morbid obesity becomes life threatening and a radical approach to control the situation is needed. Bariatric surgery, mostly commonly gastric bypass or lap...
by Ed Hinerman | Dec 14, 2007 | cancer, diabetes, heart disease, insurance, life insurance, obesity, Type 2 diabetes
There isn’t much hiding the fact that cigarette smoking isn’t a healthy lifestyle choice. Life insurance underwriters treat smoking the way they do for very solid reasons. It causes cancer. Cancers it doesn’t cause, it makes worse. It’s linked...
by Ed Hinerman | Dec 10, 2007 | cancer, diabetes, heart disease, insurance, life insurance, obesity, Type 2 diabetes
I become more amazed each day with the way diseases are linked to each. We’ve talked many times about obesity and the link to diabetes, heart disease and cancer. And we’ve talked about the link between diabetes and heart disease in the absence of obesity....
by Ed Hinerman | Dec 8, 2007 | cancer, coronary artery disease (CAD), diabetes, insurance, life insurance, obesity, Type 2 diabetes
We have discussed on numerous occasions the rapid increase of obesity in teenagers and the impact that has had on the increase of teenage and young adult type 2 diabetes. It is not a pretty picture that is being painted. Now, the New England Journal of Medicine, has...
by Ed Hinerman | Dec 7, 2007 | blood pressure, coronary artery disease (CAD), diabetes, heart disease, high blood pressure, insurance, life insurance, obesity, Type 2 diabetes
It’s been some time since I’ve just given a diabetes underwriting 101 overview. Some companies have changed stances, but overall the market remains somewhat consistent. Underwriters look at type 2 diabetes from several directions. Age of onset is a fairly...
by Ed Hinerman | Nov 30, 2007 | cancer, diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I bet you thought you would never see the day when I had good news to report on obesity in America. Having harped on how America’s obesity has steadily increased for the last 25 years, how it is changing the health and lives of the country through diabetes,...
by Ed Hinerman | Nov 29, 2007 | cancer, diabetes, life insurance, obesity, prostate cancer
It is a statistical fact, and certainly no secret, that African American men continue to take more of a beating from prostate cancer than men from any other ethnic background in this country. They are more likely to get prostate cancer. They are less likely to detect...
by Ed Hinerman | Nov 28, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I know at times it seems that my agenda is more focused on obesity than helping people who are overweight find affordable life insurance. My goal has always been to help people with weight issues become educated on how life insurance underwriters look at obesity which...
by Ed Hinerman | Nov 28, 2007 | insurance, life insurance, obesity
In case no one has noticed, I occasionally offer my opinion, my take on a real life issue. The truth is that about 5% of overweight people that inquire about life insurance actually buy it. Most will never return a call after they have seen the quotes that their build...
by Ed Hinerman | Nov 21, 2007 | cancer, insurance, life insurance, obesity, prostate cancer, PSA
No need to cringe. I’m not about to go on another tear about obesity……but I did run across a rather interesting phenomenom in an article today. The premise is that PSA readings in obese men can be falsely lower because they have a larger volume of...
by Ed Hinerman | Nov 20, 2007 | diabetes, heart disease, insurance, life insurance, obesity
The beat to death mantra of needing to get out and exercise 30 minutes at least 5 days a week to prevent our demise due to sedentary life styles is accurate, but without much effort we can do a lot more. Consider this in our battle with obesity, heart disease and...
by Ed Hinerman | Nov 19, 2007 | diabetes, heart disease, insurance, life insurance, obesity, Type 1 diabetes, Type 2 diabetes
All things being equal, underwriting type 1 diabetes and type 2 diabetes really hinge on the same issues. So, why is it that type 1 seems to incur a heavier hit than type 2? Remember that with type 2 diabetes, underwriting focuses on age of onset, control and other...
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