by Ed Hinerman | Dec 27, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
The last time I played tennis I remember it being a significant workout. That was especially true because I was on the losing end of the game, meaning I ran twice as far and hard as the person who knew how to play. Bad news for those attempting to replace your daily...
by Ed Hinerman | Dec 7, 2007 | blood pressure, coronary artery disease (CAD), diabetes, heart disease, high blood pressure, insurance, life insurance, obesity, Type 2 diabetes
It’s been some time since I’ve just given a diabetes underwriting 101 overview. Some companies have changed stances, but overall the market remains somewhat consistent. Underwriters look at type 2 diabetes from several directions. Age of onset is a fairly...
by Ed Hinerman | Dec 3, 2007 | high blood pressure, hypertension, insurance, life insurance, stroke
The leading cause of stroke is out of control high blood pressure. More than 72 million people in America have high blood pressure and more than 70% of those do not have what could be called well controlled hypertension. In my life insurance dealings with those who...
by Ed Hinerman | Nov 30, 2007 | cancer, diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I bet you thought you would never see the day when I had good news to report on obesity in America. Having harped on how America’s obesity has steadily increased for the last 25 years, how it is changing the health and lives of the country through diabetes,...
by Ed Hinerman | Nov 28, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I know at times it seems that my agenda is more focused on obesity than helping people who are overweight find affordable life insurance. My goal has always been to help people with weight issues become educated on how life insurance underwriters look at obesity which...
by Ed Hinerman | Nov 8, 2007 | Depression, diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, Type 2 diabetes
It seems sometimes that the world is kind of teetering on the edge, kind of an unnerving feeling. I thinks for kids this is especially problematic since they have yet to develop coping mechanisms and probably don’t really have a grasp on just how crazy our world...
by Ed Hinerman | Nov 5, 2007 | Anxiety, Depression, heart attack, high blood pressure, insurance, life insurance
We’ve talked about the effects of stress on health and we’ve even talked about how mild stress channeled effectively can increase productivity. I’ve shared a few times what a huge relief a vacation is to the overall stress of especially work life....
by Ed Hinerman | Oct 31, 2007 | cancer, heart disease, high blood pressure, insurance, life insurance, obesity, prostate cancer
Well, let’s just roll two of my top topics into one blog and see if we can bring a little common sense to bear on the causes of cancer. If a poll was taken and people were asked to name the leading causes of heart disease and cancer, I suspect (because it would...
by Ed Hinerman | Oct 28, 2007 | diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, stroke
Well, shake up a bottle of soda, unscrew the lid, and when you get through cleaning up the mess, let’s discuss the problem with high blood pressure. While you probably aren’t going to explode all over the kitchen if your blood pressure is high, it is no...
by Ed Hinerman | Oct 16, 2007 | high blood pressure, hypertension, insurance, life insurance
A collosal coincidence! It turns out that about one third of all Americans, 65 million, have hypertension, defined as blood pressure of 140/90 or higher. We’ve discussed a number of times how high blood pressure can effect your life insurance rates and the...
by Ed Hinerman | Oct 16, 2007 | arrythmia, high blood pressure, insurance, life insurance, obesity
I’m not going to hang myself out there by saying that only overweight people have sleep apnea, but there is plenty of evidence to uphold the idea that most cases of obstructive sleep apnea are caused by excess weight or obesity. While central sleep apnea is...
by Ed Hinerman | Oct 16, 2007 | diabetes, high blood pressure, insurance, life insurance, Sleep apnea
There may be more than one reason to be upbeat about sleep apnea from a life insurance standpoint. As I’ve mentioned in previous posts, there are offers coming in on life insurance for those with mild to moderate, well controlled sleep apnea that can be as good...
by Ed Hinerman | Oct 14, 2007 | cholesterol, high blood pressure, insurance, life insurance, stroke
A TIA (Transient ischemic attack), or mini stroke, is generally a disurbing, but not life threatening or even lifestyle threatening event. It generally incurs a night at the hospital and a recommendation for followup testing and possible treatment. In most cases there...
by Ed Hinerman | Oct 11, 2007 | diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, Type 2 diabetes
I have often discussed type 2 diabetes and the complication of developing high blood pressure along with it. The two, from a life insurance underwriting standpoint, are not a good mix. Now comes a very extensive study that shows a distinct link between women who have...
by Ed Hinerman | Oct 1, 2007 | diabetes, high blood pressure, insurance, life insurance, obesity
In my work with people who are diagnosed with type 2 diabetes, there have been many times that they have been able to get the condition under control with diet and exercise. Sometimes they start with medication, but eventually the good forces of a healthy diet and...
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