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If Obesity Hasn’t Damaged You, It Should’t Hurt Life Insurance Chances!

Let’s don’t mince words on this subject. If someone is 40% overweight they are twice as likely to die prematurely than someone of average build. It’s not the fat that kills you, but the strain that all that extra weight puts on your body making you a...

So, What’s The Road To The Best Life Insurance Rates?

I’m often asked, after the fact, what it takes to get the best life insurance rates. While I would be hard pressed to cover everything that could be hiding in your medical records, I can provide a general rundown based on the exam, labs, family and personal...

That Hurts!

I have been detailing an ongoing discussion between myself and ING Reliastar chief underwriter Diane Gill concerning a client who she claimed, due to his cholesterol of 253 and cholesterol ratio of 5.13, did not meet their criteria for their preferred rate class. I...