by Ed Hinerman | May 18, 2009 | AARP, term insurance, whole life
It’s been literally days since I’ve popped a gasket and spewed my lack of respect for AARP all over the place, but they just mailed and want me to renew my membership. Obviously they must think there are two of us out here and their mail is going to the...
by Ed Hinerman | May 15, 2009 | AARP, insurance, life insurance, term insurance
I often hear to comment from clients that “they should do this before they turn 50 or 55 or 60” because they have heard the urban myth that at certain ages life insurance rates take an obnoxious jump, a way to offset all the benefits we get from our...
by Ed Hinerman | Mar 24, 2009 | AARP, diabetes, insurance, life insurance, private pilots, Type 1 diabetes, Type 2 diabetes
The ADA continues to strike me as an incomplete advocate. Just try to find information on what it takes to get affordable life insurance if you have diabetes. Unbelievable! I called them this morning and then sent the following email in an attempt to break through to...
by Ed Hinerman | Mar 18, 2009 | A1c, AARP, Anxiety, beneficiary, bipolar, bipolar disorder, blood pressure, business life insurance, buy/sell life insurance, bypass surgery, cancer, Dave Ramsey, Depression, diabetes, foreign travel, gastric bypass, guarantee, heart attack, heart disease, high blood pressure, hypertension, Independent agent, insurance, key man insurance, kidnap, life insurance, mortality, mortality risk, New York Life, obesity, prayer, private pilots, prostate cancer, Prudential, PSA, ransom, scuba diving, skydiving, Sleep apnea, stroke, suicide clause, suze orman, term insurance, Type 1 diabetes, Type 2 diabetes, universal life, variable universal life, whole life, women
It’s been a fascinating couple of years. I will sum it up by saying that we have helped a lot of people get life insurance who never thought they could. And what better way to celebrate the information we’ve shared and the victories we’ve had than...
by Ed Hinerman | Mar 1, 2009 | AARP, cancer, Depression, diabetes, heart disease, insurance, life insurance, New York Life
I had posed a question to the Latino community a few weeks ago asking whether a life insurance website in Spanish with a direct line to bilingual staff would be something helpful. New York Life recently unveiled exactly what I was talking about. Yes, this is the same...
by Ed Hinerman | Feb 26, 2009 | AARP, Burial insurance, final expense life insurance, Independent agent, insurance, life insurance, term insurance, universal life, whole life
The idea of burial life insurance is something that has been slow to evolve and is often misunderstood. In its’ purest form it is a contract taken out with a mortuary and for an up front payment they promise that a burial is prepaid. What people should be coming...
by Ed Hinerman | Feb 19, 2009 | AARP, conversion, insurance, life insurance, term insurance, universal life, whole life
There’s something about one of those weeks when I get 10 pieces of mail from AARP touting all of their worn out, rip off products that just makes me want to talk about it. Since my Mom doesn’t care and my wife doesn’t want to hear it again, thanks...
by Ed Hinerman | Jul 23, 2008 | AARP, insurance, life insurance, term insurance, whole life
I recently applied for and received an AARP Group term life policy underwritten by New York Life. In previous posts I believe I’ve clearly made the point that these AARP offerings are a rip off of the sleaziest form, claiming to be advocates of the elderly while...
by Ed Hinerman | Jul 7, 2008 | AARP, insurance, life insurance, term insurance, universal life, whole life
With each new magazine or bulletin, my love/hate relationship with AARP is souring. I’m having a hard time feeling the love these days. I got their most recent bulletin (cheaper than a magazine advertising mode) today. An article caught my eye that had to do...
by Ed Hinerman | Jun 9, 2008 | AARP, Burial insurance, insurance, life insurance, term insurance
If it wasn’t just plain sick the way AARP treats it’s members, it might be laughable. AARP holds itself out as an advocate for just about everything for us seniors. In fact they are so excited about being able to be an advocate for you that they start...
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