by Ed Hinerman | May 24, 2008 | coronary artery disease (CAD), heart disease, Independent agent, insurance, life insurance, obesity, Sleep apnea, stroke
Probably one of the most challenging parts of life insurance is explaining to clients why their, at least to them, seemingly innocuous health issue impacts their life insurance rates. Their belief is that if it isn’t bothering them too much and their doctor...
by Ed Hinerman | Apr 7, 2008 | cancer, heart disease, insurance, life insurance, smoking, stroke
People act shocked and amazed when they find out they don’t get those life insurance rates advertised everywhere. I think somewhere inside they knew it would happen because those are non smoking rates and they smoke. And all that flashed fine print on the insurance...
by Ed Hinerman | Feb 12, 2008 | heart attack, high blood pressure, hypertension, insurance, life insurance, stroke
So, you’ve been told you have hypertension, high blood pressure in layman’s terms. Your doctor said that you need to take medication and change a few lifestyle items, primarily eating right and getting more exercise. If you are like the majority of high...
by Ed Hinerman | Jan 2, 2008 | heart attack, heart disease, high blood pressure, insurance, life insurance, stroke
Do you have restless leg syndrome (RLS)? If not, surely you know someone who does. Those of us with RLS tend to kind of whine about it (I may be projecting…). Now comes real reason to whine. Not only is RLS a pain in the rear, it appears to have some connection...
by Ed Hinerman | Dec 3, 2007 | high blood pressure, hypertension, insurance, life insurance, stroke
The leading cause of stroke is out of control high blood pressure. More than 72 million people in America have high blood pressure and more than 70% of those do not have what could be called well controlled hypertension. In my life insurance dealings with those who...
by Ed Hinerman | Nov 7, 2007 | heart attack, insurance, life insurance, obesity, stroke
I have focused so much attention on the impact that obesity can have on a person’s overall health that, honestly, it never occurred to me to look at a far more common occurrence. What kind of impact does a person sustain if they gain10 or 15 pounds? If I were...
by Ed Hinerman | Nov 2, 2007 | DUI, heart attack, insurance, life insurance, stroke
Transient Ischemic Attacks (TIA), or mini strokes occur when blood flow to part of the brain is blocked temporarily. With a TIA, the blockage, usually a blood clot, sticks in place long enough to cause symptoms, and then moves on and is absorbed by the body without...
by Ed Hinerman | Oct 28, 2007 | diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, stroke
Well, shake up a bottle of soda, unscrew the lid, and when you get through cleaning up the mess, let’s discuss the problem with high blood pressure. While you probably aren’t going to explode all over the kitchen if your blood pressure is high, it is no...
by Ed Hinerman | Oct 19, 2007 | cancer, diabetes, foreign travel, heart disease, insurance, life insurance, private pilots, Sleep apnea, stroke, Type 1 diabetes, Type 2 diabetes
Over the years, North American Ccmpany for Life and Health has moved in and out of the impaired risk spot light. Overall though, they would have to be judged as one of the better small companies out there. North American isn’t one of the big boys, but they are...
by Ed Hinerman | Oct 14, 2007 | cholesterol, high blood pressure, insurance, life insurance, stroke
A TIA (Transient ischemic attack), or mini stroke, is generally a disurbing, but not life threatening or even lifestyle threatening event. It generally incurs a night at the hospital and a recommendation for followup testing and possible treatment. In most cases there...
by Ed Hinerman | Sep 26, 2007 | diabetes, high blood pressure, Sleep apnea, stroke, Type 2 diabetes
At least there are a few good things about sleep apnea. First, who needs a doctor when your spouse can diagnosis it for you? Second, and a little more seriously, once diagnosed it is very treatable. Sleep apnea is a challenging underwriting task for life insurance....
by Ed Hinerman | Sep 22, 2007 | Biggest Loser, breast cancer, cancer, cholesterol, diabetes, heart disease, high blood pressure, hypertension, Sleep apnea, stroke, Type 2 diabetes
In writing an article on gestational diabetes for our new website that will go live this coming week, I was discussing risk factors and up pops obesity……again. It seems that almost without fail, no matter what the health issue, obesity either helps cause...
by Ed Hinerman | Sep 15, 2007 | diabetes, heart disease, high blood pressure, hypertension, insurance, life insurance, obesity, stroke
When we think about high blood pressure, hypertension, generally our thoughts don’t drift to children. I was trying to think back through family and friends and remember if I had ever known a child treated for blood pressure and I came up empty. With obesity in...
by Ed Hinerman | Aug 28, 2007 | cancer, coronary artery disease (CAD), diabetes, Fat March, high blood pressure, insurance, life insurance, stroke, Type 2 diabetes
Episode 4, nearly 300 miles into their “march”, I continue to watch the progress both as an interested spectator and a life insurance professional. My goal in following this program has never been to be actively involved in it’s progress, but rather...
by Ed Hinerman | Aug 28, 2007 | heart attack, high blood pressure, insurance, life insurance, obesity, stroke
Thanks to a discount provided by Genworth Life and Annuity, since I have life insurance through them, and thanks to my wife who doesn’t want me to die because she likes my blogs more than anything she can find on Oprah.com, I had a screening today of my carotid...
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