by Ed Hinerman | Jan 5, 2008 | cancer, Depression, insurance, life insurance, prostate cancer
Prostate cancer treated in early stages has a high survival rate. Whether by radical prostectomy, radioactive seed implant or external beam radiation therapy, most treatments are succuessful if the cancer is caught early. More advanced or aggressive prostate cancer is...
by Ed Hinerman | Jan 4, 2008 | basal cell carcinoma, cancer, Independent agent, insurance, life insurance, melanoma, squamous cell carcinoma
If you’ve been around life insurance long enough you begin to see that there are companies whose underwriting guidelines kind of float on the breeze and then there are those who truly do their homework and strive to make reasonable decisions. I have commented in...
by Ed Hinerman | Jan 3, 2008 | breast cancer, cancer, insurance, life insurance
We’ve often discussed that from a life insurance standpoint, breast cancer caught in the in situ stage, confined to a single milk duct, offers the best options for insurability post treatment. Early stage and grade lead to better rates, quicker. It has been...
by Ed Hinerman | Jan 3, 2008 | cancer, insurance, life insurance, obesity, prostate cancer
Back when I was growing up I don’t think they had anything but whole milk. I only remember two kinds of milk when I was a kid….milk and sour milk. Somewhere along the way someone decided to create lower fat options of milk, so now you have your 1%, 2% and...
by Ed Hinerman | Jan 2, 2008 | cancer, diabetes, high blood pressure, Independent agent, insurance, life insurance
Now that we have all of the 2007 excuses out of your system, let’s get down to business. You have responsibilities and you should have life insurance. You all recognize that, so here’s what to do. Find a good independent insurance agent. Made that easy...
by Ed Hinerman | Dec 26, 2007 | bipolar disorder, breast cancer, cancer, diabetes, epilepsy, heart attack, heart disease, insurance, life insurance, prostate cancer, Type 1 diabetes, Type 2 diabetes
I just did a quick gut check on my blogging efforts over the past year. Who really cares about what I believe and what I know about life insurance? Who reads this and really believes that I can do what I claim? I have had more than just a little interest in weblogs...
by Ed Hinerman | Dec 20, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
There’s that saying about beating a dead horse. Some days I wonder if the saying came about before me or because of me. Early detection of cancer is so critical to a good outcome, that I will continue to beat the horse, even though it’s dead, in hopes that...
by Ed Hinerman | Dec 19, 2007 | breast cancer, cancer, insurance, life insurance
DCIS (ductal carcinoma in situ) is a form of breast cancer that very rarely progresses to the point where it invades any neighboring tissue or spreads to other parts of the body. DCIS is never life threatening. In fact it is considered to be a precancerous condition....
by Ed Hinerman | Dec 14, 2007 | cancer, diabetes, heart disease, insurance, life insurance, obesity, Type 2 diabetes
There isn’t much hiding the fact that cigarette smoking isn’t a healthy lifestyle choice. Life insurance underwriters treat smoking the way they do for very solid reasons. It causes cancer. Cancers it doesn’t cause, it makes worse. It’s linked...
by Ed Hinerman | Dec 14, 2007 | bipolar disorder, cancer, cigar smokers, insurance, life insurance, prostate cancer, Sleep apnea
It is a rare thing in the life insurance industry when there is only one company that takes a stance completely contrary to all of the other companies. Prudential is just that bold. For as long as there has been life insurance and cigarettes, there has been testing to...
by Ed Hinerman | Dec 10, 2007 | cancer, diabetes, heart disease, insurance, life insurance, obesity, Type 2 diabetes
I become more amazed each day with the way diseases are linked to each. We’ve talked many times about obesity and the link to diabetes, heart disease and cancer. And we’ve talked about the link between diabetes and heart disease in the absence of obesity....
by Ed Hinerman | Dec 8, 2007 | cancer, coronary artery disease (CAD), diabetes, insurance, life insurance, obesity, Type 2 diabetes
We have discussed on numerous occasions the rapid increase of obesity in teenagers and the impact that has had on the increase of teenage and young adult type 2 diabetes. It is not a pretty picture that is being painted. Now, the New England Journal of Medicine, has...
by Ed Hinerman | Dec 7, 2007 | cancer, insurance, life insurance
I shared some time ago that my dad had been diagnosed with bladder cancer. By the time they determined what was going on it was a grade 4, stage 3 cancer and had soon penetrated the bladder wall and moved elsewhere in his body. It was, from a oncologist’s point...
by Ed Hinerman | Dec 6, 2007 | cancer, insurance, life insurance, prostate cancer, PSA
With localized prostate cancer the treatments of choice have generally been radioactive beam, radiactive seed or prostatectomy. All are very effective in stopping a low stage cancer. Effectiveness comes with side effects though. Incontinence and impotency are the most...
by Ed Hinerman | Dec 3, 2007 | cancer, insurance, life insurance, prostate cancer, PSA
PSA (Prostate Specific Antigen) tests have long been the standard test for determining BPH (enlarged prostate), Prostatitis (infection of the prostate) and prostate cancer. There are two events that are watched for. The event that far too many people experience is...
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