by Ed Hinerman | Jan 2, 2008 | heart attack, heart disease, high blood pressure, insurance, life insurance, stroke
Do you have restless leg syndrome (RLS)? If not, surely you know someone who does. Those of us with RLS tend to kind of whine about it (I may be projecting…). Now comes real reason to whine. Not only is RLS a pain in the rear, it appears to have some connection...
by Ed Hinerman | Jan 2, 2008 | cancer, diabetes, high blood pressure, Independent agent, insurance, life insurance
Now that we have all of the 2007 excuses out of your system, let’s get down to business. You have responsibilities and you should have life insurance. You all recognize that, so here’s what to do. Find a good independent insurance agent. Made that easy...
by Ed Hinerman | Jan 1, 2008 | insurance, life insurance, term insurance
All of you who have taken care of business and have life insurance in force, skip to my next post. You have done the right thing and are to be commended for being for being among the one third of adults who take their responsbilities seriously. As for the rest of you,...
by Ed Hinerman | Dec 29, 2007 | insurance, life insurance
I suppose it has something to do with age, but each year the journey toward winter solstice seems a little more daunting. As the days get shorter and my workday starts in the dark and ends in the dark, and I have to bundle up to survive the 45 second commute from my...
by Ed Hinerman | Dec 29, 2007 | Burial insurance, final expense life insurance, Independent agent, insurance, life insurance, universal life, whole life
When I sold my first final expense (burial) life insurance policy nearly 30 years ago, it had a face amount or death benefit of $7000. It was certainly, at that time, adequate to properly bury someone and even have a little left over to host a wake. I still get 10-20...
by Ed Hinerman | Dec 29, 2007 | bipolar disorder, blood pressure, diabetes, high blood pressure, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
That could be true of any part of your life. The truth is that compliance with motor vehicle laws and controlling your urge to speed can help you avoid violations that can, in fact, impact your life insurance rates. But generally speaking, from a life insurance...
by Ed Hinerman | Dec 28, 2007 | insurance, life insurance, term insurance, universal life
Technology has taken the life insurance business, and everything else, by the throat over the past several years, but for all the savvy geeks have when it comes to how the internet works, is there really any carry over from that intelligence to the basic knowledge it...
by Ed Hinerman | Dec 28, 2007 | bipolar disorder, insurance, life insurance
Oh, if it was just that easy! Bipolar can be one of the toughest of mood disorders to get a handle on. Some are lucky enough to find the break in one medication. For some it can take several medications. One of the biggest challenges with bipolar disorder is finding...
by Ed Hinerman | Dec 28, 2007 | insurance, life insurance, private pilots
Private aviation, especially with the rising cost of fuel, has been hit hard in one of the areas that life insurance underwriters look at closely, proficiency. In this case proficiency really comes down to flying enough hours that each new flight isn’t liking...
by Ed Hinerman | Dec 27, 2007 | insurance, life insurance
Investment or rental property is a great way to supplement your income and help solidify and diversify your retirement portfolio. The way you find the best investments is to find a professional real estate agent who puts your goals above everything else. Absent that...
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