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Home ยป Life Insurance Blog

SBA Loan Requirement For Life Insurance

by Ed Hinerman | Apr 14, 2021 | business life insurance, life insurance, Loan collateral life insurance

It’s Not Even In The Fine Print! There actually isn’t any fine print in the SBA loan requirements, so rest easy. I mean really rest easy, as in sitting in your favorite chair and settling in to read the 388 page guide to securing your SBA loan. I...

How Life Insurance Needs Change As We Age!

by Ed Hinerman | Apr 12, 2021 | insurance, life insurance, over 50 life insurance

This was first written back in 2011 and, strangely, the older I get the more it makes sense. I thought I would dust it off and see if could have some rewritten value added for you. All the best. Nothing Else Is The Same At 60 As It Was 30! Why Would Life Insurance Be...

Replacing Your Current Life Insurance Can Be A Smart Move

by Ed Hinerman | Apr 10, 2021 | life insurance, replacement

Why Would You Want To Replace Your Current Life Insurance? There is a mindset with life insurance that once you have it in place, don’t mess with it. This is sound logic if you are satisfied with what you have and you know for a fact that it is the best product...

USAA Not The Best Choice For Life Insurance!

by Ed Hinerman | Nov 18, 2020 | ADHD, Anxiety, approval, life insurance, life insurance approval

I first wrote this post five years ago in reaction to a client who had put their faith in USAA. They were a veteran and, after all, USAA makes much of being America’s patriotic insurance company. Their experience with USAA was nothing short of insulting, not...

Do You Trust Your Life Insurance Agent?

by Ed Hinerman | Nov 10, 2020 | customer service, honesty, life insurance

I wrote this post the summer of 2016, a much simpler time in our country. The problem I addressed then is still around and just adding to the challenges our nation faces. I am updating this post because the fundamental question of who you trust always needs to remain...

Declined For Life Insurance? How To Change That!

by Ed Hinerman | Nov 3, 2020 | decline, life insurance, life insurance approval

I wrote this post 4 years ago today and it could use updating and clarification. So, here I go, on task and laser focused, sort of…All the best. What Does Being Declined Mean? For those applying for life insurance there is nothing more disconcerting and...

Five Points About Heart Issues And Life Insurance!

by Ed Hinerman | Oct 31, 2020 | atrial fibrillation, coronary artery disease (CAD), heart attack, heart disease, life insurance

I wrote this post three and a half years ago and there have been several positive changes in the life insurance underwriting of heart disease and heart disorders. I hope the updated information below will give you the answers you need about how to acquire life...

The Changing Face Of Those With Life Insurance!

by Ed Hinerman | Oct 26, 2020 | income replacement, life insurance, over 50 life insurance

I wrote this post 8 years ago and now we are in a pandemic and life insurance is starting to come into focus for a lot of people, so thank you for accepting this update. All the best. The Way It Was! My Dad died 11 years ago this month at age 84 and had a total of...

Paying Too Much For Your Life Insurance?

by Ed Hinerman | Oct 20, 2020 | customer service, life insurance

I wrote this nearly 4 years ago and on review there are a number of points that need updated, so here you go. Do You Really Have The Best Price On Your Life Insurance? There are a number of ways you can end up paying too much for your life insurance like 1. Not all...

Annoying Life Insurance Sales

by Ed Hinerman | Oct 14, 2020 | insurance, insurance quotes, life insurance

I wrote this post early last year, but just had an experience that inspired me to update the post and bring a little information to the table. Shopping For Life Insurance Can Be OK Or Seriously Annoying. Why? In life insurance it isn’t even like those incessant...
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Ed HinermanMy 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!

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