by Ed Hinerman | Nov 3, 2020 | decline, life insurance, life insurance approval
I wrote this post 4 years ago today and it could use updating and clarification. So, here I go, on task and laser focused, sort of…All the best. What Does Being Declined Mean? For those applying for life insurance there is nothing more disconcerting and...
by Ed Hinerman | Oct 31, 2020 | atrial fibrillation, coronary artery disease (CAD), heart attack, heart disease, life insurance
I wrote this post three and a half years ago and there have been several positive changes in the life insurance underwriting of heart disease and heart disorders. I hope the updated information below will give you the answers you need about how to acquire life...
by Ed Hinerman | Oct 26, 2020 | income replacement, life insurance, over 50 life insurance
I wrote this post 8 years ago and now we are in a pandemic and life insurance is starting to come into focus for a lot of people, so thank you for accepting this update. All the best. The Way It Was! My Dad died 11 years ago this month at age 84 and had a total of...
by Ed Hinerman | Oct 20, 2020 | customer service, life insurance
I wrote this nearly 4 years ago and on review there are a number of points that need updated, so here you go. Do You Really Have The Best Price On Your Life Insurance? There are a number of ways you can end up paying too much for your life insurance like 1. Not all...
by Ed Hinerman | Oct 14, 2020 | insurance, insurance quotes, life insurance
I wrote this post early last year, but just had an experience that inspired me to update the post and bring a little information to the table. Shopping For Life Insurance Can Be OK Or Seriously Annoying. Why? In life insurance it isn’t even like those incessant...
by Ed Hinerman | Aug 28, 2020 | death benefit, life insurance
I was reading this post written in 2012 and decided, for several reasons, that it was still a very valid message that needed updated and restated, so here you go! In Life Insurance Someone Needs To Take The Lead Studies showing that there are 46 million adults who...
by Ed Hinerman | Aug 22, 2020 | life insurance, private pilots
The AOPA Rate Hike Letter In the AOPA letter to group life insurance participants dated July 29, 2020 they note that “The AOPA Life Program in which you currently participate in is a premier plan in the marketplace for those involved in aviation-related...
by Ed Hinerman | Aug 19, 2020 | guaranteed level premium, life insurance, private pilots
AOPA Was Supposed To Be A Pilot Advocacy Association? Since breaking the news about the 30% increase in AOPA’s group life insurance for pilots I’ve helped several pilots get their life insurance back on solid ground. With 8 companies that are very...
by Ed Hinerman | Aug 3, 2020 | insurance, life insurance, pilot, private pilots
AOPA Bails On Competitive?? Life Insurance For Pilots Aircraft Owners and Pilots Assocation, AOPA, has offered group life insurance for pilots for a long time. I know they have for at least the last 20 years since I’ve been competing with them for life insurance...
by Ed Hinerman | Jul 15, 2020 | life insurance, term insurance
I wrote this post nearly 10 years ago and it seems worthy of an update on my continued disdain for many agents and agencies, especially the mega life insurance agencies like Selectquote. They still don’t get that they are in a service industry. Does Being Big...
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