Are you blackballed when you are declined for life insurance? In the 18th century blackballing was simply voting using a black versus white ball. In more recent times it came to mean a removing someone from consideration. Being blackballed Is serious stuff no matter...
How Much Does Weight Affect Life Insurance Rates?
Why? Life insurance underwriters look at all aspects of health when they are deciding at what rate to approve your application. The good news is they aren’t looking for models, but rather weight from a health standpoint….a much fairer expectation....Selling Your Life Insurance Policy As A Life Settlement
Can you really sell a policy you don’t want anymore? It can certainly happen, but let me start by saying that not all term life policy can be sold. Selling your life insurance policy as a life settlement only happens if the transaction makes sense on both ends....When Are You A Non Smoker In Life Insurance?
What difference does it make? I won’t make rocket science out of this for you. Cigarette smoking and more recently vaping can put you at risk of a large number of diseases, and yes, death. Life insurance companies probably won’t decline you if you smoke,...New York Life Insurance Options Dwindling
New York! New York! The state of New York has always been challenging for those looking for life insurance. There are a lot of life insurance companies that don’t even seek approval to sell their products in New York. New York’s Department of Financial...Preferred Life Insurance Rates For Melanoma
Life insurance News For Stage 0 Melanoma How many of us have laughed at or been laughed at over sunburns growing up? There wasn’t anything fun or funny about the pain, and we had no idea what was possible down the road. Skin cancer is the most common cancer in...The Latest On Bipolar 2 Life Insurance.
As recently as 2013 it just wasn’t a stretch for Bipolar 2 life insurance to have a shot at getting the best rate class with some companies if you had well controlled bipolar II. The companies took into account all of the factors that should be relevant in...Do You Want Options In Your Life Insurance Duration?
“Change is the only constant in life” according to Heraclitus. Never met the guy but he definitely hit the nail on the head. And then Robert Burns doubled down on the thought with “The best-laid plans of mice and men often go awry”. Term or...Are you Counting On Go Fund Me For Your Family’s Future?
WHERE WAS THE LIFE INSURANCE? I had this nagging feeling even before I understood what a great value life insurance protection is, and well before I started this forum to let everyone know the truth about life insurance. I would read or see in the news that a family...Top Ten Independent Life Insurance Agents In The Country
If you look that up on Google, on the first page, all of the offerings are about life insurance companies (top 10 companies). There is one that talks about 13 agents who wrote monster life insurance policies. But, let’s consider what you would want if you...The Hinerman Group
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!
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