by Ed Hinerman | Nov 5, 2007 | Anxiety, Depression, heart attack, high blood pressure, insurance, life insurance
We’ve talked about the effects of stress on health and we’ve even talked about how mild stress channeled effectively can increase productivity. I’ve shared a few times what a huge relief a vacation is to the overall stress of especially work life....
by Ed Hinerman | Nov 4, 2007 | insurance, life insurance
Truth be known, more people inquire about life insurance to the top three on line mega agencies in a month, than I will serve in a lifetime. They are overwhelming the business with the law of large numbers. If you write a large enough check to Google you get a large...
by Ed Hinerman | Nov 2, 2007 | cancer, insurance, life insurance
I really like it when someone comes down to my level to explain something. I was reading an article on the 10 best foods to eat and at the end they had this explanation about why antioxidents are a big deal, “The science is clear: Plant foods are good for you....
by Ed Hinerman | Nov 2, 2007 | DUI, heart attack, insurance, life insurance, stroke
Transient Ischemic Attacks (TIA), or mini strokes occur when blood flow to part of the brain is blocked temporarily. With a TIA, the blockage, usually a blood clot, sticks in place long enough to cause symptoms, and then moves on and is absorbed by the body without...
by Ed Hinerman | Nov 2, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
Early stage in situ breast cancer has always been the easiest to underwrite for life insurance, although most companies still levy an extra charge for 1-3 years after completion of treatment. Now one company has separated from the pack and has taken a bold stance,...
by Ed Hinerman | Nov 2, 2007 | insurance, life insurance, obesity
I saw a news program not too long ago about a teacher who had started an informal exercise program before normal classes started. She made it loose and fun and a chance for the kids to walk and talk and walk and walk, and talk and walk. This was done at 7 in the...
by Ed Hinerman | Nov 1, 2007 | insurance, life insurance, obesity, term insurance
For those that do read my blog, you might be thinking that I’ve made it my mission in life to point out everything wrong with obesity. And to some extent I have. But I hope the reason isn’t lost in all of the information I provide. I care deeply about...
by Ed Hinerman | Nov 1, 2007 | insurance, life insurance, obesity
I’m bad when I go on vacation. Depending on where I go and what they have to eat and drink, I can gain 8-10 pounds pretty handily while I am relaxing. Hand in hand with the food and drink is that, in spite of my best intentions, I rarely exercise regularly while...
by Ed Hinerman | Oct 31, 2007 | cancer, heart disease, high blood pressure, insurance, life insurance, obesity, prostate cancer
Well, let’s just roll two of my top topics into one blog and see if we can bring a little common sense to bear on the causes of cancer. If a poll was taken and people were asked to name the leading causes of heart disease and cancer, I suspect (because it would...
by Ed Hinerman | Oct 31, 2007 | business life insurance, insurance, life insurance, term insurance
A what you say? To put in more meaningful terms, if your employer died today, would the company continue to exist? Is there a plan in place to keep the business going? If not, is there a plan in place to soften the economic impact on employees, especially key...
by Ed Hinerman | Oct 30, 2007 | breast cancer, cancer, insurance, life insurance
Over the years I have talked with more than one woman who, when face with a breast cancer treatment decision, chose to have a double mastectomy. Their reasoning always revolved around completing removing the chance for a recurrence. In an article I read today, the...
by Ed Hinerman | Oct 30, 2007 | business life insurance, children's life insurance, guaranteed issue life insurance, insurance, life insurance, term insurance, universal life, whole life
I had an email from a potential client today that said “I am looking for reasonably priced life insurance where there are no health questions and/or physical exam. If your group can fullfill these requirements than you can contact me”. There are a lot of...
by Ed Hinerman | Oct 30, 2007 | cholesterol, heart disease, Independent agent, insurance, life insurance
What if your father died at age 52 of a heart attack? He was overweight. He smoked and led a sedentary lifestyle. He simply didn’t do anything to take care of himself and appears to have paid the price. Now there is you. Never smoked. Never drank. You get plenty...
by Ed Hinerman | Oct 29, 2007 | Anxiety, insurance, life insurance, obesity
We talk all the time about how losing control of one part of your health inevitably has a compounding effect on other areas of your health. Stress, or anxiety, is certainly not an exception to that rule. In a recent post we talked about how some amount of stress,...
by Ed Hinerman | Oct 29, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
I hope in previous posts I have made it abundantly clear that smoking cigarettes and looking for low life insurance rates is an oxymoronic walk in which you can’t get there from here. I have also gone on a bit about the reasons that life insurance underwriters...
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