by Ed Hinerman | Dec 20, 2010 | Independent agent, insurance, life insurance
I started in this business back in 1978 in Wyoming. My “area” was south central Wyoming, home to maybe 40,000 people and 200,000 antelope. I was licensed in Wyoming to do business for Mutual of Omaha and United of Omaha. I don’t really look back at...
by Ed Hinerman | Dec 17, 2010 | American Diabetes Association, diabetes, insurance, life insurance
I have tried for years to get the American Diabetes Association to allow me to help them rewrite their “Life Insurance Information” page on their website. I will put this as bluntly as it needs to be. The ADA doesn’t have a clue about what it takes...
by Ed Hinerman | Dec 16, 2010 | AARP, guarantee, insurance, life insurance
Occasionally I review old posts to update or delete them and sometimes I run across one that I can remember writing. I feel my anxiety disorder getting pumped up. I feel my blood pressure rise and, well, I repost it. From 2008!! With each new magazine or bulletin, my...
by Ed Hinerman | Dec 16, 2010 | Anxiety, insurance, life insurance
There is, I’ve discovered, a common denominator that runs through most of the men and women who have survived medical school, residency and are out there making a living as a physician. In looking back almost all of them would say that, whether they treated it...
by Ed Hinerman | Dec 10, 2010 | business life insurance, insurance, key man insurance, life insurance
All the way from small partnerships to large corporations there is almost always one or two people that really drive the success of the company. Whether it is the CEO and the way they run the company, the head of sales without whom success as measured by sales...
by Ed Hinerman | Dec 9, 2010 | diabetes, insurance, life insurance, Type 1 diabetes
I shared in a post yesterday concerning the ongoing quest to get a life insurance, any life insurance company, to consider offering life insurance for children who have juvenile type 1 diabetes. The email that I sent out to insurance companies was also forwarded to...
by Ed Hinerman | Dec 8, 2010 | cash value, insurance, life insurance
Let me preface this post by saying that I fully support the public and government efforts to get our country out of debt. Years of irresponsible government and a public that decrys it while at the same time taking advantage of it, have left us beaten down almost to...
by Ed Hinerman | Dec 8, 2010 | cash value, insurance, life insurance
Let me preface this post by saying that I fully support the public and government efforts to get our country out of debt. Years of irresponsible government and a public that decrys it while at the same time taking advantage of it, have left us beaten down almost to...
by Ed Hinerman | Dec 8, 2010 | American Diabetes Association, children's life insurance, diabetes, insurance, life insurance
Those who follow my blog have seen this battle going on for years. I will admit that the steady stream of “no ways” that I have received occasionally dampens my enthusiasm, but an email I received this morning has prompted a resurgence in my efforts. The...
by Ed Hinerman | Dec 7, 2010 | estate taxes, insurance, life insurance
As of yesterday it appears that the President and Congress have reached a deal on a wide variety of tax issues. For the purposes of life insurance and estate tax the latest and most important news is the end to the repeal of estate tax and clear guidelines moving...
by Ed Hinerman | Dec 6, 2010 | death benefit, insurance, life insurance
We’ve all heard some version of the story. A widow that can’t collect on her late husband’s life insurance because of some clause or some rule or something that someone did wrong…. Exclusions are a common question and a very real concern. Some time...
by Ed Hinerman | Dec 6, 2010 | bipolar, bipolar disorder, heart disease, insurance, life insurance
You know how it is when you’re learning to do something new. There’s a hard way to do it and there’s an easy way to do it. Almost without exception the hard way is the one that comes naturally. I’ve been learning for 3 years now how to get...
by Ed Hinerman | Dec 4, 2010 | A1c, bypass surgery, cholesterol, decline, insurance, life insurance
I suppose there are a few people who apply and know for a fact that they will be declined life insurance coverage. I’ve actually had calls from people who were in the hospital having just undergone heart bypass surgery. They asked about getting life insurance,...
by Ed Hinerman | Dec 3, 2010 | business life insurance, buy/sell life insurance, insurance, life insurance
Whether you are the CEO of a large company, handpicked for that position by a board of directors, or the CEO of a company where the job description simply reads “Do everything and do it well”, there is value and responsibility that come with the position....
by Ed Hinerman | Dec 2, 2010 | cancer, insurance, life insurance, prostate cancer
When you have survived cancer and are past the scare and past the treatment, for a lot of people it’s a time to reflect on what just happened and, for many, how they were lacking in the life insurance department. There are some basic guidelines that will help...
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!
Recent Comments