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Home » American Diabetes Association

What You Won’t Get From The American Diabetes Association!

by Ed Hinerman | Oct 4, 2011 | American Diabetes Association, diabetes, insurance, life insurance

When I think of what I would want from the American Diabetes Association as a person with diabetes, I’m left wondering if they are anywhere near the advocacy group they claim they are. I go to their website and the first and most prevalent topic I find is how to...

What Does The ADA Know About Diabetes Life Insurance?

by Ed Hinerman | Dec 17, 2010 | American Diabetes Association, diabetes, insurance, life insurance

I have tried for years to get the American Diabetes Association to allow me to help them rewrite their “Life Insurance Information” page on their website. I will put this as bluntly as it needs to be. The ADA doesn’t have a clue about what it takes...

Juvenile Type One Diabetes Life Insurance??

by Ed Hinerman | Dec 8, 2010 | American Diabetes Association, children's life insurance, diabetes, insurance, life insurance

Those who follow my blog have seen this battle going on for years. I will admit that the steady stream of “no ways” that I have received occasionally dampens my enthusiasm, but an email I received this morning has prompted a resurgence in my efforts. The...

The ADA Comes Through, Sort Of!

by Ed Hinerman | Aug 4, 2010 | American Diabetes Association, insurance, life insurance

In a post and open email to the American Diabetes Association last year I voiced my disgust with them that ““I have attempted in the past to share information about how diabetes impacts a person’s ability to get life insurance and what it takes and how a person...

American Diabetes Association Still Falling Short!

by Ed Hinerman | Nov 4, 2009 | American Diabetes Association, diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes

It’s been at least a year since I last shared my dismay with both the readers of this blog and the ADA about the ADA choice to just ignore the subject of life insurance for those with diabetes on their website. Whether you have type 1 diabetes or type 2...

Major News For Type 2 Diabetes And Life Insurance!!!

by Ed Hinerman | May 4, 2009 | A1c, American Diabetes Association, diabetes, Independent agent, insurance, life insurance, Type 2 diabetes

It’s been several months since there was any major movement on the life insurance underwriting scene for those with type 2 diabetes, but a major company today shattered that trend by announcing that are willing to approve at preferred plus rates within certain...

The ADA Life Insurance Information Page!

by Ed Hinerman | Apr 14, 2009 | A1c, American Diabetes Association, decline, diabetes, Independent agent, insurance, life insurance, obesity, Type 1 diabetes, Type 2 diabetes

This is a verbatim copy of the life insurance information page that the American Diabetes Association provides its’ members with. It’s important to note that much of what was written was put in place when a company called US Financial was still in...

Diabetes Advocacy Is Underwhelming From The ADA

by Ed Hinerman | Apr 14, 2009 | American Diabetes Association, diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes

About three weeks ago I had written about an attempt to help the American Diabetes Association with their less than professional information concerning life insurance for those with diabetes. It remains my contention that if an advocacy group is not going to provide...

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I've known Ed for 16 years now and he has helped me when other insurance providers either turned me down or simply... didn't want to deal with me at all. I have a lot of medical issues that make it difficult if not impossible to be insured but Ed worked with me to keep my policy active. He also gave me a 'heads-up' to save me money by renewing prior to an age related rate increase. I would recommend Ed (and have) to anyone looking for coverage- one of the nicest guys I've ever had the pleasure of knowing.read more
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Ed Hinerman has been my life Insurance agent for the past 7 years. Impeccable service that is professional, prompt and... informative. Ed knows where to shop to get the most from insurance carriers that I do not have access. Ed understands my needs as a doctor and business owner. If you are looking for an agent you can trust that is full service than let Ed represent you. He has access and relationships to chief underwriters at insurance carriers able to offer great terms and premiums to insure high net worth individuals and the resources to give you introductions beyond life insurance to other trusted agents for disability, key man and office overhead. Thanks, Ed!read more
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LATEST POSTS

USAA Not The Best Choice For Life Insurance!

Nov 18, 2020

I first wrote this post five years ago in reaction to a client who had put their faith in USAA. They were a veteran and, after all, USAA makes much of being America's patriotic insurance company. Their experience with USAA was nothing short of insulting, not just to a...

Do You Trust Your Life Insurance Agent?

Nov 10, 2020

I wrote this post the summer of 2016, a much simpler time in our country. The problem I addressed then is still around and just adding to the challenges our nation faces. I am updating this post because the fundamental question of who you trust always needs to remain...

Declined For Life Insurance? How To Change That!

Nov 3, 2020

I wrote this post 4 years ago today and it could use updating and clarification. So, here I go, on task and laser focused, sort of...All the best. What Does Being Declined Mean? For those applying for life insurance there is nothing more disconcerting and worrisome...

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