by Ed Hinerman | Feb 2, 2008 | blood pressure, heart attack, high blood pressure, hypertension, insurance, life insurance
No. I’m not suggesting that a pre game aspirin will ward off a post game hangover. I’m afraid that those prone to toast every down and play will have to deal with the consequences post game. There may be good reason to do some pre-game heart attack...
by Ed Hinerman | Jan 31, 2008 | cholesterol, heart disease, high blood pressure, hypertension, insurance, life insurance, smoking
Smoking is often touted by those who partake as a way to calm themselves. Of course, from a life insurance standpoint, calm or not, smoking carries so much health baggage with it that rates for smokers are dramatically higher than non smokers. A recent study suggests...
by Ed Hinerman | Jan 22, 2008 | bipolar disorder, diabetes, hypertension, insurance, seizure disorder
I have emailed an article I read today to all of the underwriters I work with. While many are on board with the idea that all bipolar is created equal and that all bipolar should be declined life insurance, there are still some hanging on to their worst fears like a...
by Ed Hinerman | Dec 9, 2007 | coronary artery disease (CAD), heart attack, heart disease, hypertension, insurance, life insurance
Even tempered that is! In case you haven’t been out of your house in the last 10 years, it is an increasingly angry society that we live in. That is one of the primary reasons I live in a small town. People are a little more laid back and things like road rage...
by Ed Hinerman | Dec 3, 2007 | high blood pressure, hypertension, insurance, life insurance, stroke
The leading cause of stroke is out of control high blood pressure. More than 72 million people in America have high blood pressure and more than 70% of those do not have what could be called well controlled hypertension. In my life insurance dealings with those who...
by Ed Hinerman | Nov 8, 2007 | Depression, diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, Type 2 diabetes
It seems sometimes that the world is kind of teetering on the edge, kind of an unnerving feeling. I thinks for kids this is especially problematic since they have yet to develop coping mechanisms and probably don’t really have a grasp on just how crazy our world...
by Ed Hinerman | Oct 28, 2007 | diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, stroke
Well, shake up a bottle of soda, unscrew the lid, and when you get through cleaning up the mess, let’s discuss the problem with high blood pressure. While you probably aren’t going to explode all over the kitchen if your blood pressure is high, it is no...
by Ed Hinerman | Oct 16, 2007 | high blood pressure, hypertension, insurance, life insurance
A collosal coincidence! It turns out that about one third of all Americans, 65 million, have hypertension, defined as blood pressure of 140/90 or higher. We’ve discussed a number of times how high blood pressure can effect your life insurance rates and the...
by Ed Hinerman | Oct 11, 2007 | diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, Type 2 diabetes
I have often discussed type 2 diabetes and the complication of developing high blood pressure along with it. The two, from a life insurance underwriting standpoint, are not a good mix. Now comes a very extensive study that shows a distinct link between women who have...
by Ed Hinerman | Sep 22, 2007 | Biggest Loser, breast cancer, cancer, cholesterol, diabetes, heart disease, high blood pressure, hypertension, Sleep apnea, stroke, Type 2 diabetes
In writing an article on gestational diabetes for our new website that will go live this coming week, I was discussing risk factors and up pops obesity……again. It seems that almost without fail, no matter what the health issue, obesity either helps cause...
by Ed Hinerman | Sep 15, 2007 | diabetes, heart disease, high blood pressure, hypertension, insurance, life insurance, obesity, stroke
When we think about high blood pressure, hypertension, generally our thoughts don’t drift to children. I was trying to think back through family and friends and remember if I had ever known a child treated for blood pressure and I came up empty. With obesity in...
by Ed Hinerman | Jul 16, 2007 | diabetes, heart disease, high blood pressure, hypertension, insurance, insurance quotes, obesity, Type 1 diabetes, Type 2 diabetes
If you have type 1 diabetes or type 2 diabetes and have shopped for life insurance, you more than likely ran into a few stumbling blocks, a few roadblocks and some outright dead ends. The real problem is that you probably ran into an agent who didn’t understand...
by Ed Hinerman | Jun 11, 2007 | heart attack, high blood pressure, hypertension, Independent agent, insurance, life insurance, stroke
When faced with the reality that life insurance rates are going to be higher than expected due to high blood pressure readings on an insurance exam, denial is the mode of the day. People don’t deny that their blood pressure was high. It just follows that there...
by Ed Hinerman | May 23, 2007 | diabetes, heart disease, high blood pressure, hypertension, Independent agent, insurance, life insurance, stroke
Well, I guess that depends on the context of the question! I’ll break it into two parts and see if we can make some sense of it. We’ve all had our blood pressure taken at some time and we know that there is the top number (systolic) and the bottom number...
by Ed Hinerman | May 11, 2007 | diabetes, hypertension, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
Allie Beatty who writes for www.thediabetesblog.com brought up a question about how staunch life insurance underwriters are about the HbA1c being the benchmark for determination of control for type 1 and type 2 diabetes. It was her contention that, especially with...
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