by Ed Hinerman | Oct 20, 2007 | diabetes, heart attack, insurance, life insurance
On my soapbox again. I have commented frequently on what I consider to be a shortcoming with the majority of doctors, their lack of attempt to educate their patients on their condition and how to pro actively take care of themselves. Some of the most poignant examples...
by Ed Hinerman | Oct 16, 2007 | Anxiety, cancer, Depression, diabetes, DUI, heart attack, Independent agent, private pilots, prostate cancer, Sleep apnea
The Rock!! I bring Pru up every once in a while simply because they seem to be a company that is out to make a difference in the life insurance business. Other companies are competitive, and Prudential isn’t the answer to every life insurance question, but they...
by Ed Hinerman | Sep 25, 2007 | cholesterol, coronary artery disease (CAD), diabetes, heart attack, heart disease, obesity
In a few previous posts I had discussed the heart imaging test called an Ultra Fast CT scan. Touted by those who own the machines as the best early warning device for coronary artery disease, the machines and the tests have also had a multitude of critics due to the...
by Ed Hinerman | Sep 21, 2007 | cancer, cholesterol, heart attack, insurance, life insurance
Every once in a while I get hit with a client who just doesn’t see the value in seeing a doctor. The old “if it ain’t broke” attitude. Why see a doctor if you aren’t sick? According to CNN.com 43% of men get annual physicals. I’m...
by Ed Hinerman | Sep 11, 2007 | cancer, heart attack, insurance, life insurance, prostate cancer, term insurance, universal life
We have been gutting term life insurance this week starting with a look at an actual policy. Being a contract as it is, there are plenty of definitions and clauses and options and such. So my previous posts didn’t get too hefty, I picked out a few items to...
by Ed Hinerman | Aug 28, 2007 | cholesterol, heart attack, Independent agent, insurance, life insurance, PSA
When it comes to reasons why life insurance quotes change, right up there with being 10 pounds off on knowing your true weight, is not having a clue what your cholesterol is and finding out on the exam that it’s out of whack. So what’s the fuss with...
by Ed Hinerman | Aug 28, 2007 | heart attack, high blood pressure, insurance, life insurance, obesity, stroke
Thanks to a discount provided by Genworth Life and Annuity, since I have life insurance through them, and thanks to my wife who doesn’t want me to die because she likes my blogs more than anything she can find on Oprah.com, I had a screening today of my carotid...
by Ed Hinerman | Aug 27, 2007 | cancer, diabetes, heart attack, heart disease, insurance, life insurance
I know when a serious health problem strikes a family member it seems as if the world is crumbling. There is a deep need for a life buoy of some kind out there that will take some of the edge off of the situation. This is the point at which I get many calls wanting to...
by Ed Hinerman | Aug 23, 2007 | heart attack, heart disease, insurance, insurance quotes, life insurance
It’s been one of those weeks that will drive me to repeating myself. I know I just smacked doctors over the head a few days ago about how they don’t quite explain all the relevant details to their patients. That really puts the patient in a awkward...
by Ed Hinerman | Aug 22, 2007 | cancer, diabetes, heart attack, heart disease
Doctors are famous for leaving out details. I can’t tell you how many people I’ve talked to whose doctors only told them the feel good parts of their health issue. It is fairly common for a heart attack victim to get stress test follow ups. When I ask them...
by Ed Hinerman | Aug 14, 2007 | cancer, heart attack, insurance, life insurance, term insurance
Whatever the name it’s given for a particular situation, death bonds, viaticals, investor owned life insurance, life settlement…..it all comes down to a large step away from what life insurance ought to be, and a blemish on the integrity of the life...
by Ed Hinerman | Jul 28, 2007 | cancer, heart attack, insurance, life insurance
If people didn’t die, or if people knew at birth exactly when they would die, the need for life insurance would certainly be looked at differently. The truth is that we all know we will die and unless I am mistaken, mortality tables would show that approximately...
by Ed Hinerman | Jul 27, 2007 | heart attack, insurance, life insurance
There is something about most of us that makes us believe that untimely death only happens to other people. I know I fall in to that category. I jog daily and exercise and eat right and I assume I will live a long life barring an accident. I do have plenty of life...
by Ed Hinerman | Jul 16, 2007 | heart attack, heart disease, high blood pressure, Independent agent, insurance, life insurance, obesity
The average person who purports to be a life insurance agent will a rather adverse reaction if you tell them you want life insurance and openly admit that you have heart disease. It doesn’t matter if you have just had minor blockage that was treated medically,...
by Ed Hinerman | Jul 12, 2007 | arrythmia, atrial fibrillation, heart attack, heart disease, life insurance
According to the American Heart Association, about 2.2 million Americans have atrial fibrillation, a form of arrhythmia to some degree. It seems like this year about half of them have inquired about life insurance through our office. Like most health issues, life...
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