by Ed Hinerman | Jan 31, 2008 | cholesterol, heart disease, high blood pressure, hypertension, insurance, life insurance, smoking
Smoking is often touted by those who partake as a way to calm themselves. Of course, from a life insurance standpoint, calm or not, smoking carries so much health baggage with it that rates for smokers are dramatically higher than non smokers. A recent study suggests...
by Ed Hinerman | Jan 29, 2008 | cancer, cholesterol, high blood pressure, insurance, life insurance, prostate cancer, PSA
In a post a few days ago concerning the practice of “watchful waiting” that is used in low stage, low grade prostate cancer, I offered to poll several life insurance companies to see how they felt about the practice from a life insurance risk standpoint....
by Ed Hinerman | Jan 22, 2008 | cholesterol, Independent agent, insurance, life insurance
If we have established anything over the past 500+ posts in this blog, it’s that no two life insurance companies underwrite exactly the same. Cholesterol and cholesterol ratios (total/hdl) are carefully viewed in the labwork done for life insurance. Because of...
by Ed Hinerman | Jan 21, 2008 | cholesterol, diabetes, insurance, life insurance
Well, Mr Doom and Gloom here. I’ve often talked about the good news for people with diabetes that need life insurance, generally layered thickly with a reminder of all the reasons you should carefully monitor and treat your diabetes for your own good reasons....
by Ed Hinerman | Dec 6, 2007 | cholesterol, heart disease, insurance, life insurance
Well, it’s almost a hard and fast rule. In most overweight people, weight loss will lead to lower lipid levels and a healthier balance between total cholesterol and HDL, good cholesterol. Almost! Anyone who follows the whole cholesterol issue, or for that matter...
by Ed Hinerman | Nov 16, 2007 | blood pressure, cholesterol, cigar smokers, Independent agent, insurance, life insurance, term insurance
Just when you think you’ve seen it all! MSNBC takes the big bucks from Selectquote to misrepresent term insurance on national TV. Suze Orman is given the green light to puke out life insurance stupidity at Oprah’s expense. And now. CNN has obviously...
by Ed Hinerman | Nov 9, 2007 | cholesterol, heart attack, insurance, life insurance, term insurance
I know there is logic galore for putting off the purchase of life insurance until just the right time, or until you’re just the right weight, or until your cholesterol is just the right level…..and the logic fails completely when you drop dead before you...
by Ed Hinerman | Oct 30, 2007 | cholesterol, heart disease, Independent agent, insurance, life insurance
What if your father died at age 52 of a heart attack? He was overweight. He smoked and led a sedentary lifestyle. He simply didn’t do anything to take care of himself and appears to have paid the price. Now there is you. Never smoked. Never drank. You get plenty...
by Ed Hinerman | Oct 14, 2007 | cholesterol, high blood pressure, insurance, life insurance, stroke
A TIA (Transient ischemic attack), or mini stroke, is generally a disurbing, but not life threatening or even lifestyle threatening event. It generally incurs a night at the hospital and a recommendation for followup testing and possible treatment. In most cases there...
by Ed Hinerman | Oct 11, 2007 | cholesterol, insurance, life insurance
Had I known about National Cholesterol Month, we could have taken the whole month off instead of just Labor Day. Seriously though, cholesterol has to be ranked right up there with high blood pressure as one of the silent killers. I believe I mentioned in a post not...
by Ed Hinerman | Sep 25, 2007 | cholesterol, coronary artery disease (CAD), diabetes, heart attack, heart disease, obesity
In a few previous posts I had discussed the heart imaging test called an Ultra Fast CT scan. Touted by those who own the machines as the best early warning device for coronary artery disease, the machines and the tests have also had a multitude of critics due to the...
by Ed Hinerman | Sep 22, 2007 | Biggest Loser, breast cancer, cancer, cholesterol, diabetes, heart disease, high blood pressure, hypertension, Sleep apnea, stroke, Type 2 diabetes
In writing an article on gestational diabetes for our new website that will go live this coming week, I was discussing risk factors and up pops obesity……again. It seems that almost without fail, no matter what the health issue, obesity either helps cause...
by Ed Hinerman | Sep 22, 2007 | Anxiety, cancer, cholesterol, Depression, heart disease, insurance, life insurance, private pilots, term insurance, universal life
For the next several weeks I will be occasioanally giving information on the companies that I use. Each of these companies has a strong point or they would’t be in my portfolio. Each of them has weak points and these are things I consider when I am...
by Ed Hinerman | Sep 21, 2007 | cancer, cholesterol, heart attack, insurance, life insurance
Every once in a while I get hit with a client who just doesn’t see the value in seeing a doctor. The old “if it ain’t broke” attitude. Why see a doctor if you aren’t sick? According to CNN.com 43% of men get annual physicals. I’m...
by Ed Hinerman | Sep 17, 2007 | cholesterol, diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
There is a commercial on TV that, while selling a drug for the treatment of high cholesterol or high LDL, makes a good point about the genetic link to problems with cholesterol. The commercial has several witty little lines like, “Is your cholesterol affected by...
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