by Ed Hinerman | Sep 27, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I’ve been following NBC’s reality weight loss show Biggest Loser from a life insurance and health education view point. This had to be a tough week psychologically on the participant’s, as there was a lot of hard work going on and very few dropped...
by Ed Hinerman | Sep 26, 2007 | insurance, life insurance
With Life Insurance Awareness Month drawing to close I wanted to share a very compelling video clip from a talk given in Washington, DC by Molly Shannon, a former cast member of Saturday night live. While she (no surprise) starts with a chuckle, she soon gives her...
by Ed Hinerman | Sep 26, 2007 | insurance, life insurance
I received a copy of a news release this morning from NAIFA, the National Association of Insurance and Financial Advisors, and I wanted to pass it on to you. I think the message of Life Insurance Awareness is a vital and important message. I think that our Congress...
by Ed Hinerman | Sep 26, 2007 | Anxiety, Depression, Independent agent, insurance, life insurance
Life insurance underwriters have their hands full trying to sort through all of the possibilities with an applicant suffering an anxiety disorder. I had in my mind that it was just this simple. People had depression and they were down. People had anxiety disorders and...
by Ed Hinerman | Sep 26, 2007 | diabetes, high blood pressure, Sleep apnea, stroke, Type 2 diabetes
At least there are a few good things about sleep apnea. First, who needs a doctor when your spouse can diagnosis it for you? Second, and a little more seriously, once diagnosed it is very treatable. Sleep apnea is a challenging underwriting task for life insurance....
by Ed Hinerman | Sep 25, 2007 | breast cancer, cancer, insurance, life insurance
Breast cancer is the second most common cancer among women. As with men, the most common is skin cancer. Over 40,000 women will die from breast cancer this year and that represents a steady decrease in the number of breast cancer deaths since 1990. Some important...
by Ed Hinerman | Sep 25, 2007 | cholesterol, coronary artery disease (CAD), diabetes, heart attack, heart disease, obesity
In a few previous posts I had discussed the heart imaging test called an Ultra Fast CT scan. Touted by those who own the machines as the best early warning device for coronary artery disease, the machines and the tests have also had a multitude of critics due to the...
by Ed Hinerman | Sep 24, 2007 | cancer, diabetes, heart disease, insurance, life insurance, obesity, Type 2 diabetes
I remember as a child that I ran my parents ragged trying to keep up with me. I had feet and legs in good operating order, a bike whose operating order was questionable, and a passion to be busy from daylight to bedtime. I wore my parents out just trying to keep tabs...
by Ed Hinerman | Sep 24, 2007 | insurance, life insurance, term insurance, universal life
I feel like I’m in a movie, a thriller called Universal Life Exposed. Rather than getting the movie right and then releasing it, each time a viewer doesn’t get the plot, we re-shoot the movie. So, Universal Life Exposed, scene 1, take...
by Ed Hinerman | Sep 23, 2007 | Biggest Loser, cancer, diabetes, heart disease, insurance, life insurance, obesity
I attempted to share some of my thoughts on obesity and health issues, and how NBC was in a unique position to speak to the problem with their huge audience for semi-reality show Biggest Loser. I attempted to comment on Ali’s blog. Alison Sweeny is apparently a...
by Ed Hinerman | Sep 22, 2007 | Biggest Loser, breast cancer, cancer, cholesterol, diabetes, heart disease, high blood pressure, hypertension, Sleep apnea, stroke, Type 2 diabetes
In writing an article on gestational diabetes for our new website that will go live this coming week, I was discussing risk factors and up pops obesity……again. It seems that almost without fail, no matter what the health issue, obesity either helps cause...
by Ed Hinerman | Sep 22, 2007 | Alcohol Treatment Life Insurance, cancer, DUI, insurance, life insurance, liver functions
Not too long ago I discussed life insurance exam labs results. I mentioned that the tests were not always tests that would lead to a diagnosis of a specific problem, but were tests that often exposed the tip of the iceberg, where a more serious problem might lie...
by Ed Hinerman | Sep 22, 2007 | Anxiety, cancer, cholesterol, Depression, heart disease, insurance, life insurance, private pilots, term insurance, universal life
For the next several weeks I will be occasioanally giving information on the companies that I use. Each of these companies has a strong point or they would’t be in my portfolio. Each of them has weak points and these are things I consider when I am...
by Ed Hinerman | Sep 21, 2007 | foreign travel, insurance, life insurance
I never stop looking on behalf of people who just can’t seem to get an offer on life insurance. I’ve literally work for years before finding a client the policy they needed. Because I didn’t have a company that would touch it, I have literally had to...
by Ed Hinerman | Sep 21, 2007 | Attention Deficit Disorder, high blood pressure, insurance, life insurance, Sleep apnea, stroke
A client I worked with this week was a little miffed because Met Life didn’t come through with the rate the agent said they would, even though he had divulged his health history and his labwork was perfect. Apparently he quoted the client $1800 a year and it was...
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