by Ed Hinerman | Nov 30, 2007 | insurance, life insurance, term insurance
Prices are dropping! Save 60% to 70% on term life insurance! We’ve all read the articles and seen the advertisements. We would all like a piece of that less expensive pie to protect our families. But, is it real? Does the agent you are talking to really know how...
by Ed Hinerman | Nov 30, 2007 | breast cancer, cancer, insurance, life insurance
New technology called stereoscopic digital mammography is proving to be dramatically more accurate than standard digital mammography. Initial testing has shown a decrease in false positive findings of almost 50% with the new technology and it reduced the incidence of...
by Ed Hinerman | Nov 30, 2007 | cancer, diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I bet you thought you would never see the day when I had good news to report on obesity in America. Having harped on how America’s obesity has steadily increased for the last 25 years, how it is changing the health and lives of the country through diabetes,...
by Ed Hinerman | Nov 29, 2007 | cancer, diabetes, life insurance, obesity, prostate cancer
It is a statistical fact, and certainly no secret, that African American men continue to take more of a beating from prostate cancer than men from any other ethnic background in this country. They are more likely to get prostate cancer. They are less likely to detect...
by Ed Hinerman | Nov 28, 2007 | diabetes, heart disease, high blood pressure, insurance, life insurance, obesity
I know at times it seems that my agenda is more focused on obesity than helping people who are overweight find affordable life insurance. My goal has always been to help people with weight issues become educated on how life insurance underwriters look at obesity which...
by Ed Hinerman | Nov 28, 2007 | insurance, life insurance, obesity
In case no one has noticed, I occasionally offer my opinion, my take on a real life issue. The truth is that about 5% of overweight people that inquire about life insurance actually buy it. Most will never return a call after they have seen the quotes that their build...
by Ed Hinerman | Nov 28, 2007 | cancer, insurance, life insurance, prostate cancer, PSA
The Prostate Cancer Foundation has an annual scientific retreat where the top research scientists get together and review and summarize the major breakthroughs of the year. The Foundation provided a summary this week that, thank you, offered the summaries in language...
by Ed Hinerman | Nov 27, 2007 | diabetes, insurance, life insurance
There are days when you think things just can’t get any more ridiculous. That would not be in the world of advocacy groups. Webster defines advocate as “one that supports or promotes the interests of another”. Today one advocacy group advocated...
by Ed Hinerman | Nov 27, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
Being a longtime small town dweller, it is my personal belief that just driving through a large city can be dangerous to your health. There is the obvious risk that goes with driving along with a bazillion other cars, but just the stress and anxiety that goes with...
by Ed Hinerman | Nov 26, 2007 | estate taxes, insurance, life insurance
A recent senate finance committee meeting was convened to hear both sides of the argument on the 2010 repeal of estate taxes. As I have pointed out in previous posts, the estate tax has been modified over the past 7 years to make it less of a burden on medium sized...
by Ed Hinerman | Nov 26, 2007 | estate taxes, insurance, life insurance, second to die insurance
Currently the federal estate tax exemption, the amount of an estate that can pass on to a family without being taxed (at the federal level), is $2,000,000. This is up from an estate gobbling $600,000 just 7 years ago. Remember that a persons entire estate can pass tax...
by Ed Hinerman | Nov 21, 2007 | children's life insurance, diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
Some time ago I started on a quest to find out the facts about mortality experience of children with type 1 diabetes. The issue I had initially run into was that insurance companies simply would not offer life insurance to children with type 1 diabetes, almost across...
by Ed Hinerman | Nov 21, 2007 | cancer, insurance, life insurance, obesity, prostate cancer, PSA
No need to cringe. I’m not about to go on another tear about obesity……but I did run across a rather interesting phenomenom in an article today. The premise is that PSA readings in obese men can be falsely lower because they have a larger volume of...
by Ed Hinerman | Nov 20, 2007 | diabetes, heart disease, insurance, life insurance, obesity
The beat to death mantra of needing to get out and exercise 30 minutes at least 5 days a week to prevent our demise due to sedentary life styles is accurate, but without much effort we can do a lot more. Consider this in our battle with obesity, heart disease and...
by Ed Hinerman | Nov 20, 2007 | insurance, life insurance
Bait and switch! The practice of sucking someone into the sales process by offering something attractive with the full knowledge that you (the salesperson) can’t come through with that offer in the end. Bait and switch is a favorite topic of those who whine...
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