by Ed Hinerman | Oct 31, 2007 | cancer, heart disease, high blood pressure, insurance, life insurance, obesity, prostate cancer
Well, let’s just roll two of my top topics into one blog and see if we can bring a little common sense to bear on the causes of cancer. If a poll was taken and people were asked to name the leading causes of heart disease and cancer, I suspect (because it would...
by Ed Hinerman | Oct 31, 2007 | business life insurance, insurance, life insurance, term insurance
A what you say? To put in more meaningful terms, if your employer died today, would the company continue to exist? Is there a plan in place to keep the business going? If not, is there a plan in place to soften the economic impact on employees, especially key...
by Ed Hinerman | Oct 30, 2007 | breast cancer, cancer, insurance, life insurance
Over the years I have talked with more than one woman who, when face with a breast cancer treatment decision, chose to have a double mastectomy. Their reasoning always revolved around completing removing the chance for a recurrence. In an article I read today, the...
by Ed Hinerman | Oct 30, 2007 | business life insurance, children's life insurance, guaranteed issue life insurance, insurance, life insurance, term insurance, universal life, whole life
I had an email from a potential client today that said “I am looking for reasonably priced life insurance where there are no health questions and/or physical exam. If your group can fullfill these requirements than you can contact me”. There are a lot of...
by Ed Hinerman | Oct 30, 2007 | cholesterol, heart disease, Independent agent, insurance, life insurance
What if your father died at age 52 of a heart attack? He was overweight. He smoked and led a sedentary lifestyle. He simply didn’t do anything to take care of himself and appears to have paid the price. Now there is you. Never smoked. Never drank. You get plenty...
by Ed Hinerman | Oct 29, 2007 | Anxiety, insurance, life insurance, obesity
We talk all the time about how losing control of one part of your health inevitably has a compounding effect on other areas of your health. Stress, or anxiety, is certainly not an exception to that rule. In a recent post we talked about how some amount of stress,...
by Ed Hinerman | Oct 29, 2007 | breast cancer, cancer, insurance, life insurance, prostate cancer
I hope in previous posts I have made it abundantly clear that smoking cigarettes and looking for low life insurance rates is an oxymoronic walk in which you can’t get there from here. I have also gone on a bit about the reasons that life insurance underwriters...
by Ed Hinerman | Oct 28, 2007 | diabetes, heart attack, Independent agent, insurance, life insurance, prostate cancer
Mitral valve prolapse sounds a little ominous, and to see the knee jerk reaction some life insurance companies have when they underwrite it, you would swear it was right up there with heart attacks. Not so. Mitral valve prolapse is simply a slight thickening in one of...
by Ed Hinerman | Oct 28, 2007 | diabetes, high blood pressure, hypertension, insurance, life insurance, obesity, stroke
Well, shake up a bottle of soda, unscrew the lid, and when you get through cleaning up the mess, let’s discuss the problem with high blood pressure. While you probably aren’t going to explode all over the kitchen if your blood pressure is high, it is no...
by Ed Hinerman | Oct 26, 2007 | cancer, insurance, life insurance
My mom sent me a letter to the editor from their local newspaper the other day, a letter in which the claim was made that government was suppressing a known, proven cure for all cancer, ground apricot pits, also known as laetrile. This writer lumped the FDA, drug...
by Ed Hinerman | Oct 26, 2007 | cancer, insurance, life insurance, prostate cancer
In an article on our soon to be “released” prostate cancer website I review all of the treatment options available. For elderly men, those between 65 and 80, with low to medium grade prostate cancer, “watchful waiting” is often considered to be...
by Ed Hinerman | Oct 25, 2007 | diabetes, heart attack, heart disease, insurance, life insurance, Type 2 diabetes
There really isn’t anything funny about this situation, but I always find myself shaking my head and thinking how odd it is! I talked to a man who inquired about life insurance today. He had an extraordinary health history. He had type 2 diabetes diagnosed about...
by Ed Hinerman | Oct 25, 2007 | Biggest Loser, insurance, life insurance, obesity
NBC’s weight loss “reality” show Biggest Loser crossed the line this week. I have steadfastly supported the show and the weight loss and have stayed the course in using this as a forum to discuss obesity and the collateral health issues it causes....
by Ed Hinerman | Oct 25, 2007 | breast cancer, cancer, diabetes, heart disease, Independent agent, insurance, life insurance, obesity, private pilots
In an effort to serve more completely the needs of those whose health can make getting affordable life insurance a challenge, Hinerman Group is moving ahead with new “health challenge specific” websites. My passion has always been to foster discussion and...
by Ed Hinerman | Oct 24, 2007 | insurance, life insurance, term insurance
There are a lot of women out there who pay attention to the advice that comes from the Oprah show and when it comes to finances, it’s Suze Orman. Run from this woman if she tries to give you life insurance advice. As a life insurance professional I found it...
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