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Do Your Parents Have Life Insurance? Do You?

by Ed Hinerman | Jul 22, 2014 | application process, approval, budget, children's life insurance, final expense life insurance, insurance, life insurance

None of your business, right? Life insurance is a personal choice and is generally between spouses, but let me just lay some thoughts out there so you can better understand why you understanding their life insurance status can be a big help to them. On average I would...

Responsibiity! Love It Or Leave It Alone!

by Ed Hinerman | Apr 10, 2012 | cholesterol, insurance, insurance quotes, life insurance

It’s not like I’m some grumpy old guy that just thinks young men are stupid. There are a lot of refreshingly intelligent and down to earth young men out there who believe in stepping up to the plate, especially when it’s a plate of their own making....

I Doubt That They could Even Spell Irresponsible!

by Ed Hinerman | May 4, 2010 | insurance, life insurance

Men are a never ending source of amazement to me. Men who are husbands, fathers or businessmen, the kind of men that you would think would wake up each day understanding who and what depends on them, seem to think that life insurance is a waste of money. What ever...

Is There A Case For Not Having Life Insurance?

by Ed Hinerman | Feb 23, 2010 | insurance, life insurance, term insurance

Using a LIMRA study of a few years ago, at that point there were tens of millions of Americans that would fit into a category of “needing” life insurance, but didn’t have any. I know I’ve been down this road before, but is there really a case...

If You Could Afford It, Would You Buy It?

by Ed Hinerman | Feb 12, 2010 | insurance, life insurance, term insurance

I don’t think I’m suffering from the delusion that everyone has vast amounts of left over money they can buy life insurance with. I know that my left over money is far from vast, and probably better characterized as sporadic, but my life insurance is...

When Someone Needs To Step Up To The Plate!

by Ed Hinerman | Sep 29, 2009 | insurance, life insurance, term insurance

We see it all the time. A young man dies in a car accident or from cancer, a totally unexpected event and an event that rips the roof right off of the life of the young wife and children he has left behind. He never considered life insurance. Life at that point seems...

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